• Royals MasterCard with Rewards.
  • Royals MasterCard with Rewards.

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Royals™ MasterCard® with Rewards

Carry the Card of Champions

Celebrate the 2015 World Champions & show your Royals pride with every purchase.



The Kansas City Royals MasterCard features a flexible rewards program with thousands of rewards options and additional cardholder benefits:

  • Low Introductory Rate
  • Royals Game Day Experiences
  • Discounted Royals Tickets
  • Unlimited 1% Cash Back1
  • Earn 2% & 3% Cash Back1
    for purchases in select categories2
  • No Annual Fee!

Get the card that rewards you, and show your Royals pride every time you make a purchase!

Disclosures:

  • The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary.
  • Merchants self-select the category in which they would like their transaction items to be listed. Please note some merchants may be owned by other companies, therefore transactions may not be counted in the expected category. A maximum of 2,500 bonus points will be awarded per quarter, per rewards account.

Annual Percentage Rate1

  • 0% Introductory1 APR on Purchases and Balance Transfers, for 12 monthly billing cycles after account opening, then a competitive rate of 14.49% - 20.49%2.
  • View Important Disclosures

Annual Fee

  • $0

Rewards

  • Earn 1% Cash Back3 for every dollar in Net Merchandise Purchases.
  • Earn up to an additional 2,500 bonus points every quarter with 2% & 3% Cash Back for purchases in select categories4.
  • Redeem for 1% Cash Back3 or choose from gift cards, travel, merchandise and more.

Additional Benefits

Disclosures:

  • We may end your Introductory APR and apply the Penalty APR of 27.49% if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.
  • Your standard APR will be determined based on your creditworthiness at Account opening and will be disclosed in your Account Opening Disclosure with your new credit card approximately 7 - 10 business days after Account approval. This APR will vary with the market based on the Prime Rate. The Prime Rate used to determine the APR on your Account is the U.S. Prime Rate published in The Wall Street Journal in its column called "Money Rates" on the last business day of each month.
  • A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary.
  • Merchants self-select the category in which they would like their transaction items to be listed. Please note some merchants may be owned by other companies, therefore transactions may not be counted in the expected category.
  • FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
  • Customer must notify Commerce Bank within 60 days of receiving the first statement with unauthorized activity. For specific restrictions, limitations and other details, please consult Commerce Bank.

Commerce Bank Rewards1


Royals Rewards

Rewards Made Better!

Use your Commerce Bank Rewards credit card for all of your purchases, and watch your points add up!

EARN REWARDS

1% Cash Back2 for every dollar in Net Merchandise Purchases3.

Earn 2500 bonus points with 2% & 3% cash back

COMMERCE BANK REWARDS OFFERS

Unlimited Cash Back2! There is no limit to the amount of Cash Back2 you can earn.

Convenience – Redeem online anytime, anywhere.

Flexibility – Hundreds of options under one program. Simply pick the reward that meets your needs.

Simplicity – Use your card for purchases, earn rewards and redeem easily online or by phone.

Disclosures:

  • See Royals Rewards Terms and Conditions for full details or call 800-678-0769.
  • A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary.
  • "Net Merchandise Purchases" means purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance or associated fees, money transfers or other fees, gaming chips, or fees or premiums for coverage or insurance to protect the balances of an Account holder’s Account. Questions concerning eligible transactions and what constitutes Net Merchandise Purchases will be determined at the sole discretion of Commerce.
  • Offer eligible for Net Merchandise Purchases made from the promotional period start date (or the date on which you sign up, whichever is later) through the end of that quarter’s promotional period. Activation required. See Rewards Terms & Conditions for full program details. Merchants self-select the category in which they would like their transaction items to be listed. Please note some merchants may be owned by other companies, therefore transactions may not be counted in the expected category.

Exclusive Royals Items

Order Now

Redeem Points >

In addition to the Royals™ Rewards available for redemption through the Commerce website, the following is a description of the Royals™ Items that will be made available to Royals™ Cardholders during 2016. Each of the Royals™ Items are subject to the Royals™ Items Terms and Conditions set forth below.


Throw Out the Ceremonial First Pitch Ceremonial First Pitch Ticket Package SOLD OUT! Stand in the heart of The K prior to the start of a regular season home game and throw out a ceremonial first pitch! Choose your own catcher — a friend, co-worker, family member… or a Royals™ player!

SOLD OUT!

This is a time-sensitive reward item.
Package includes: One (1) Ceremonial First Pitch at a Royals™ regular season home game. Each package also includes four (4) Kia Diamond Club game day tickets, one (1) parking pass, and exclusive access to the Kia Diamond Club Lounge.
To redeem email royalsrewards@commercebank.com or fax your redemption form to 816-234-2977.

This is a limited offer based on game date availability. Games are first come first serve. Reward must be redeemed at least three (3) weeks prior to the game date of your choice. A Commerce Bank representative will contact you to coordinate your ceremonial pitch experience. Royals™ player subject to availability.

See Royals™ Items Terms and Conditions set forth below.

Diamond Club Tickets Diamond Club Ticket Package SOLD OUT! Along with some of the best views of the playing field, Diamond Club Seats are padded and plush to provide a comfortable seating area for you and your guest(s). Also includes in-seat service and exclusive access to the Diamond Club Lounge with private bar and concessions.

SOLD OUT!

Kia Diamond Club Seats are located immediately behind the BATS Crown Seats in Sections 126 - 129. Each package includes four (4) Kia Diamond Club game day tickets, one (1) parking pass, and exclusive access to the Kia Diamond Club Lounge. This is a limited time offer based on game date availability. Only one (1) ticket package per available game. Games are first come first serve. Reward must be redeemed at least two (2) weeks prior to the game date of your choice.

See Royals™ Items Terms and Conditions set forth below.

Cardholder Appreciation Event Ticket Package Cardholder Appreciation Event Ticket Package SOLD OUT! As true blue Royals fans and Commerce Bank customers we want to show our appreciation. Commerce Bank will host a Kansas City Royals MasterCard Cardholder Appreciation Event on Friday, September 16th in conjunction with the Royals and their 7:15 PM game versus the Red Sox.

SOLD OUT!

LIMIT 2 PER CARDHOLDER


Available Date:

Friday, September 16, 2016 7:15 PM Red Sox *Fabric Sling Bag

Package includes two (2) game day tickets to the George Brett Suite, complimentary food and non-alcoholic beverages, and an appearance by a Royals celebrity. This is a limited-time offer based on ticket availability. Only forty-five (45) ticket packages are available. Reward must be redeemed at least two (2) weeks prior to the game date. Limit two (2) redemptions per cardholder.

See Royals™ Items Terms and Conditions set forth below.

Dugout Suite Package Dugout Suite Individual Ticket Packages SOLD OUT! The royal experience is now more affordable! Enjoy a regular season home game in style, in a Dugout Suite. Reserve your spot now and receive two (2) tickets, parking pass, and FREE food!

SOLD OUT!

Package includes two (2) game tickets to a Dugout Suite on Friday, May 22nd, one (1) parking pass, and complimentary food and non-alcoholic beverages. This is a limited time offer base on ticket availability. Only fourteen (14) packages available. Reward must be redeemed at least two (2) weeks prior to the game date. Limit two (2) redemptions per cardholder.

See Royals™ Items Terms and Conditions set forth below.



Royals™ Items Terms and Conditions

For any points redeemed for merchandise, game tickets, parking passes, game programs, gift cards or any other items from any of the Royals™ Items such items will be delivered by standard shipping methods and may not be shipped to a post office box address. Shipments to addresses outside the continental United States of America will require the payment by you of additional postage and/or handling. Please allow 4-6 weeks for delivery once your complete and legible order is received (special mailing or other arrangements will be made for game tickets or parking passes for which regular mailing times, as determined by Commerce, would not be feasible). Addresses on orders must contain complete cardholder name, street address, apartment or suite number, city, state, correct zip code, account number and cardholder signature. If no address is provided at the time of point redemption, the merchandise or other items will be shipped to the address to which credit card statements are sent.

For any points redeemed for a Royals™ Item that includes tickets for attendance at a Royals™ regular season home game, should such game be rained-out, weather postponed or is not played for any reason, Commerce and the Royals™ will attempt to re-schedule the award to another date but, in the event such re-scheduling is not feasible or cannot be accomplished, Commerce will credit points used for the award to the Royals™ Rewards Program Account. Once issued as a Royals™ Item reward, such tickets are considered fully redeemed and no refund, exchange or substitution for such game tickets will be made by Commerce nor will redeemed points used to acquire such game tickets be credited to your account. Neither the Royals™ nor Commerce are responsible for any lodging, air fare, travel costs or expenses of whatever nature incurred in order to attend a Royals™ regular season home game that is rained-out, weather postponed or is not played for any reason nor for any such costs or expenses for attending a make-up or re-scheduled game.

Neither Commerce nor Royals™ their respective employees, officers, affiliates or agents assume any responsibility for, and will not be held liable for any loss, injury, death or damage to any person or property, as a result of Royals™ Item reward, or in transit to or from said any such reward or any cause whatsoever due to accidents, delays, cancellation due to nature, mechanical breakdown, strikes, acts of God, inconvenience, or irregularity which you may suffer by reason of a Royals™ Item reward. Neither Commerce nor Royals™, their respective employees, officers, affiliates or agents assume any responsibility for any promises or claims, written or verbal, made by anyone other than those made in these Royals™ Items Terms and Conditions.

Commerce and Royals™ reserve the right to substitute Royals™ Items described in this program with other comparable Items of equal or greater value. Royals™ Items described or pictured herein may not necessarily be the exact color or have the same features (for example, autographs) due to production variations or manufacturer changes or upgrades and, in any event, all Royals™ Items are subject to availability.

All trademarks, service marks and trade names used in the Commerce Bank Royals™ Rewards Program are with permission of the respective owners. The names "Kansas City Royals™", "Royals™", "Kauffman Stadium" and "The K" alone and in combination with the Commerce Bank Royals™ Rewards Program design, are property of Kansas City Royals™ Baseball Corporation and the names "Commerce" and "Commerce Bank" are the property of Commerce Bank. No use of these may be made without the prior written authorization of the Kansas City Royals™ Baseball Corporation and Commerce Bank. All other product and company names mentioned herein may be trademarks of their respective owners.



Royals Tickets

The Kansas City Royals and Commerce Bank have teamed up to provide Kansas City Royals MasterCard® cardholders with great discounts. There is no better way to spend your leisure time this summer than at the ballpark! This is an exclusive discount for Royals cardholders, so purchase your discounted tickets now!


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  • To apply over the phone, please call 1-800-725-0512
  • Existing customers, please call 1-800-645-2103

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Disclosures:

  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
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