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Royals™ MasterCard® with Rewards

FREE Royals™ Ticket 4-Pack upon First Purchase!#

Open a new Royals MasterCard and we'll send you 4 Ticket Vouchers to a 2015 Royals regular season home game once you make your first Merchandise Purchase# on your new card.



Your Chance to win the Ultimate Royals™ Fan Experience!

2015 Royals™ MasterCard® First Pitch Giveaway!*

Ever wonder what it would be like to stand in the heart of The K prior to the start of a game and throw out the first pitch? Here is your chance!

How to Enter*:

  • Apply for the card Royals™ MasterCard® with Rewards today and receive 10 entries automatically when you make your first Merchandise Purchase!**
  • Use your card everywhere MasterCard is accepted and earn an additional entry with every purchase.
  • Earn unlimited entries on your purchases between February 1st and August 1st, 2015!

Prizes:*

Each month one lucky winner will receive Four (4) game tickets and throw out one (1) Ceremonial First Pitch before a Royals home game during that month

Grand Prize:*

All entries received between February 1st & August 1st will be entered in the Grand Prize drawing on August 7th, 2015.

  • Dugout Suite Package including thirty (30) game tickets, fifteen (15) parking passes, and food and beverage package!
  • Throw out the Ceremonial First Pitch before the game

Disclosures:

  • NO PURCHASE OR ACCOUNT NECESSARY TO ENTER OR WIN. A PURCHASE OR ACCOUNT WILL NOT INCREASE YOUR CHANCES OF WINNING. Sweepstakes is open to legal residents of the U.S who are 18 years old or older at the time of entry. You may also enter by mailing your name, address, phone number and email address to COMMERCE BANK ROYALS MASTERCARD FIRST PITCH GIVEAWAY, Commerce Bank 811 Main St., KCBC-12, Kansas City, MO 64105. Entries must be received by the first day of each month of the First Pitch and Grand Prize Drawing. Approximate retail value of the First Pitch prize is $400 and the Grand Prize is $4750. For a copy of the Official Rules, please mail a self-addressed, stamped envelope to Commerce Bank, 811 Main Street, KCBC-12, Kansas City, MO 64105 or See official rules for details. Commerce Bank is not responsible for the fulfillment and management of the Ceremonial First Pitch and requires coordination with the Kansas City Royals™
  • Subject to credit approval. Within 90 days of account opening of your new Royals MasterCard, approved applicants must use the card to make a Merchandise Purchase to receive ten (10) sweepstakes entries. A Merchandise Purchase means the purchase of merchandise or services on the account.


Annual Percentage Rate1

  • 3.99% Introductory1 APR on Purchases and Balance Transfers, for 6 monthly billing cycles after account opening, then a competitive rate of 14.24% - 20.24% APR2.
  • View Important Disclosures

Annual Fee

  • $0

Rewards3

  • Earn 1 point for every dollar in Net Merchandise Purchases.4
  • Earn 3 points for every dollar in interest you accrue on your monthly balance.
  • Earn bonus points at thousands of participating retailers when you use your Royals credit card to shop in-store or online through the commercebank.com/rewards website.
  • Points can be redeemed for merchandise, gift cards, travel, cash back and more! A cash back redemption is applied to your account as a statement credit.
  • UNLIMITED point earning. There is no cap on the points you can earn each year.

Additional Benefits

Disclosures:

  • We may end your Introductory APR and apply the Penalty APR if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.
  • Your standard APR will be determined based on your creditworthiness at Account opening and will be disclosed in your Account Opening Disclosure with your new credit card approximately 7 - 10 business days after Account approval. This APR will vary with the market based on the Prime Rate. The Prime Rate used to determine the APR on your Account is the U.S. Prime Rate published in The Wall Street Journal in its column called "Money Rates" on the last business day of each month.
  • See Royals Rewards Program Terms and Conditions for full details call 800-678-0769.
  • Net Merchandise Purchases" means purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or associated fees, money transfers or other fees, gaming chips, or fees or premiums for coverage or insurance to protect the balances of an Account holder's Account. Questions concerning eligible transactions and what constitutes Net Merchandise Purchases will be determined in the sole discretion of Commerce.
  • FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
  • Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity.
  • The statement credit will reduce your balance, but you are still required to make at least your minimum payment.

Royals™ Rewards*

The best way to earn points - and more!

Royals Rewards

In this rewards program you earn points based on net purchases and finance charges accrued, if you choose to revolve a balance. What makes the Royals™ Rewards program unique is the flexibility. You can redeem your points for travel, gift certificates, merchandise and more!

  • Convenience - Redeem points online anytime, anywhere.
  • Flexibility - Hundreds of options under one program. Simply pick the reward that meets your needs.
  • Simplicity - Use your card for purchases, earn points and redeem easily online or by phone.

Let the credit card purchases you make every day earn you that next great getaway vacation or a gift card to your favorite restaurant.

  • UNLIMITED point earning! There is no cap on the points you can earn each year.
  • Earn 1 point for every dollar in Net Merchandise Purchases.**
  • Earn 3 points for every dollar in interest you accrue on your monthly balances.
  • Earn Up to 20X Points per $1 you spend on Qualifying Purchases***
    Shop in-store using your Commerce Bank credit card at a participating retailer or online through the Commerce Bank Rewards site, and you'll earn points! Best of all, this is in addition to one (1) point for every dollar in Net Merchandise Purchases.**
  • Points can be redeemed for merchandise, gift cards, travel, cash back and more! A cash back redemption is applied to your account as a statement credit.

Disclosures:

  • See Royals Rewards Program Terms and Conditions for full details call 800-678-0769.
  • "Net Merchandise Purchases" means purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or associated fees, money transfers or other fees, gaming chips, or fees or premiums for coverage or insurance to protect the balances of an Account holder's Account. Questions concerning eligible transactions and what constitutes Net Merchandise Purchases will be determined in the sole discretion of Commerce.
  • Qualifying Purchases means any signature-based purchase made at retail locations, or purchases made by phone or online through the Program Website. Qualifying Purchases based on offers from Participating Retailers available at the time of the transaction must be made in accordance with the offer details that appear on the Program Website. You will not earn additional Points if You go directly to the online Participating Retailer's website.
  • The statement credit will reduce your balance, but you are still required to make at least your minimum payment.

Exclusive Royals Items

Order Now

Redeem Points >

In addition to the Royals™ Rewards available for redemption through the Commerce website, the following is a description of the Royals™ Items that will be made available to Royals™ Cardholders during 2015. Each of the Royals™ Items are subject to the Royals™ Items Terms and Conditions set forth below.


Diamond Club Tickets Diamond Club Ticket Package 20,000 Points Along with some of the best views of the playing field, Diamond Club Seats are padded and plush to provide a comfortable seating area for you and your guest(s). Also includes in-seat service and exclusive access to the Diamond Club Lounge with private bar and concessions.

20,000 points

Available Dates:

Monday, September 7th 7:10 PM VS Minnesota Twins  
Tuesday, September 22nd 7:10 PM VS Seattle Mariners  

Kia Diamond Club Seats are located immediately behind the BATS Crown Seats in Sections 126 - 129. Each package includes four (4) Kia Diamond Club game day tickets, one (1) parking pass, and exclusive access to the Kia Diamond Club Lounge. This is a limited time offer based on game date availability. Only one (1) ticket package per available game. Games are first come first serve. Reward must be redeemed at least two (2) weeks prior to the game date of your choice.

See Royals™ Items Terms and Conditions set forth below.

Cardholder Appreciation Event Ticket Package Cardholder Appreciation Event Ticket Package 10,000 Points As true blue Royals fans and Commerce Bank customers we want to show our appreciation. Commerce Bank will host a Kansas City Royals MasterCard Cardholder Appreciation Event on Friday, September 4th in conjunction with the Royals and their 7:10 PM game versus the Chicago White Sox.

10,000 points

Date Available:

Friday, September 4th 7:10 PM VS Chicago White Sox

Limited spots available!
Package includes two (2) game day tickets to one of the Royals Hall of Fame Suites, complimentary food and non-alcoholic beverages, exclusive access to the Royals Hall of Fame, and an appearance by a Royals celebrity. This is a limited time offer based on ticket availability. Only forty five (45) ticket packages are available. Reward must be redeemed at least two (2) weeks prior to the game date. Limit two (2) redemptions per cardholder.

See Royals™ Items Terms and Conditions set forth below.

Dugout Suite Package Dugout Suite Individual Ticket Packages SOLD OUT! The royal experience is now more affordable! Enjoy a regular season home game in style, in a Dugout Suite. Reserve your spot now and receive two (2) tickets, parking pass, and FREE food!

10,000 points

SOLD OUT!

Package includes two (2) game tickets to a Dugout Suite on Friday, May 22nd, one (1) parking pass, and complimentary food and non-alcoholic beverages. This is a limited time offer base on ticket availability. Only fourteen (14) packages available. Reward must be redeemed at least two (2) weeks prior to the game date. Limit two (2) redemptions per cardholder.

See Royals™ Items Terms and Conditions set forth below.



Royals™ Items Terms and Conditions

For any points redeemed for merchandise, game tickets, parking passes, game programs, gift cards or any other items from any of the Royals™ Items such items will be delivered by standard shipping methods and may not be shipped to a post office box address. Shipments to addresses outside the continental United States of America will require the payment by you of additional postage and/or handling. Please allow 4-6 weeks for delivery once your complete and legible order is received (special mailing or other arrangements will be made for game tickets or parking passes for which regular mailing times, as determined by Commerce, would not be feasible). Addresses on orders must contain complete cardholder name, street address, apartment or suite number, city, state, correct zip code, account number and cardholder signature. If no address is provided at the time of point redemption, the merchandise or other items will be shipped to the address to which credit card statements are sent.

For any points redeemed for a Royals™ Item that includes tickets for attendance at a Royals™ regular season home game, should such game be rained-out, weather postponed or is not played for any reason, Commerce and the Royals™ will attempt to re-schedule the award to another date but, in the event such re-scheduling is not feasible or cannot be accomplished, Commerce will credit points used for the award to the Royals™ Rewards Program Account. Once issued as a Royals™ Item reward, such tickets are considered fully redeemed and no refund, exchange or substitution for such game tickets will be made by Commerce nor will redeemed points used to acquire such game tickets be credited to your account. Neither the Royals™ nor Commerce are responsible for any lodging, air fare, travel costs or expenses of whatever nature incurred in order to attend a Royals™ regular season home game that is rained-out, weather postponed or is not played for any reason nor for any such costs or expenses for attending a make-up or re-scheduled game.

Neither Commerce nor Royals™ their respective employees, officers, affiliates or agents assume any responsibility for, and will not be held liable for any loss, injury, death or damage to any person or property, as a result of Royals™ Item reward, or in transit to or from said any such reward or any cause whatsoever due to accidents, delays, cancellation due to nature, mechanical breakdown, strikes, acts of God, inconvenience, or irregularity which you may suffer by reason of a Royals™ Item reward. Neither Commerce nor Royals™, their respective employees, officers, affiliates or agents assume any responsibility for any promises or claims, written or verbal, made by anyone other than those made in these Royals™ Items Terms and Conditions.

Commerce and Royals™ reserve the right to substitute Royals™ Items described in this program with other comparable Items of equal or greater value. Royals™ Items described or pictured herein may not necessarily be the exact color or have the same features (for example, autographs) due to production variations or manufacturer changes or upgrades and, in any event, all Royals™ Items are subject to availability.

All trademarks, service marks and trade names used in the Commerce Bank Royals™ Rewards Program are with permission of the respective owners. The names "Kansas City Royals™", "Royals™", "Kauffman Stadium" and "The K" alone and in combination with the Commerce Bank Royals™ Rewards Program design, are property of Kansas City Royals™ Baseball Corporation and the names "Commerce" and "Commerce Bank" are the property of Commerce Bank. No use of these may be made without the prior written authorization of the Kansas City Royals™ Baseball Corporation and Commerce Bank. All other product and company names mentioned herein may be trademarks of their respective owners.



Royals Tickets

The Kansas City Royals and Commerce Bank have teamed up to provide Kansas City Royals MasterCard® cardholders with great discounts. There is no better way to spend your leisure time this summer than at the ballpark! This is an exclusive discount for Royals cardholders, so purchase your discounted tickets now!

Helpful Tools

Contact Us:

Call: Call us at 800-453-2265
Click: Email Us‡
Come by: Find a branch or ATM
Log in: Access your accounts

Disclosures:

  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.

Disclosures:

  • # Subject to credit approval. Within 90 days of account opening of your new Royals MasterCard, approved applicants must use the card to make a Merchandise Purchase to receive four (4) ticket vouchers. A Merchandise Purchase means the purchase of merchandise or services on the account. Please allow up to 14 business days to receive your ticket vouchers in the mail. Vouchers are good for 2015 Royals regular season home games and are subject to blackouts. Offer valid while ticket supplies last.
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