The mySpending Card® is a reloadable prepaid Visa® card that can help you manage your money. Just load it with the amount you need, then use it for online shopping, your child's allowance, holiday spending or to keep your spending money separate from your checking account. Use it anywhere Visa debit cards are accepted.
It's the convenient way to manage your money and it's easy to load and easy to use!
|Card Purchase Fee||
|Min. Opening Load||
|Monthly Service Charge||
|Load and Balance Limits||
|Spending and Withdrawal Limits||
Please refer to the mySpending Card® Fee Schedule for more information.
|1||Instant issue of a mySpending Card® is limited to primary cardholders. Secondary cards available for pick up at the branch after 2 p.m. the next day. Online purchases must be issued to customer via U.S. mail.|
|2||Automated Phone Service Call Fee may apply if loading Card via phone.|
|4||ACH transactions can include, but are not limited to, direct deposit of payroll, government benefits and tax refunds.|
|5||First 100 texts per month at no charge, then $0.15 per text. Standard text rates/web access charges from your wireless phone provider may apply; see your wireless phone provider for details.|
|6||Visa’s Zero Liability Policy does not apply to certain commercial card transactions or any transactions not processed by Visa. Cardholder must notify Commerce Bank promptly of any unauthorized use. For specific restrictions, limitations and other details, please consult Commerce Bank.|
|7||The Federal Deposit Insurance Corp. insures each depositor to at least $250,000.|
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