Get myRewards Checking and earn up to $100 when you use it.(1)

How to Apply

Apply Today >

myRewards Checking gives you all the convenience and accessibility you expect from your bank, plus great rewards:

  • $8 monthly fee is waived with at least one single direct deposit of $500 or more during the month OR combined balance of $1,500 or more in Commerce checking, savings and money market accounts2
  • Free Commerce ATM transactions
  • Free Online Banking, Online Bill Pay and Mobile Banking3

Earn up to $1001 for doing the things that make switching to Commerce easy and rewarding:

Direct Deposit $20 To qualify, the direct deposit must go directly into your account twice in the first three months. $20 for each new one added.
Automatic Payments $5 To qualify, the payment needs to come from your account twice in the first three months. $5 for each new one added.
Online Bill Pay $10 Enroll in Online Bill Pay and we’ll pay you $10 the first time you pay a bill!
Mobile Banking $15 Bank anytime, anywhere with free Mobile Banking.3 Access your Online Banking account at commercebank.mobi from your mobile device a minimum of three times a month during your first three months and we’ll give you $15.
Alerts $5 Sign up for any of our email Alerts through your Online Banking account in the first three months and we’ll pay you $5.
Debit Card $10 Use your new Visa® Debit Card ten times in one month (during the first three months you have your account) and we’ll give you $10!
Savings $10 Open a new savings account with at least $250 and we’ll pay you $10! Limit one per household.
Premium Money
Market Account
$25 Open a new Premium Money Market Account with at least $1,000 and earn $25. Limit one per household.
ATM Deposits $10 Make 3 deposits at a Commerce ATM within the first three months.

Disclosures:

  1. To receive incentive, your account must be in good standing three full months after opening. Incentive credited the next month based on the number of actions listed completed in the first 3 months. Incentive of $10 or greater reported as interest to the IRS. Maximum total incentive $100. As of 3/13/2012, 0.08% Annual Percentage Yield (APY) on CommerceOptions Checking, 0% APY on myRewards Checking. Limited-time offer. To qualify for Direct Deposit set up, the deposit must go directly into your account twice in the first three months. To qualify for incentive on Automatic payments, the payment needs to come from your account twice in the first three months. To qualify for the Mobile Banking incentive access your Online Banking account from your mobile device a minimum of 3 times a month during the first three months. Your mobile carrier's text messaging and web access charges apply. Savings Account and Premium Money Market Account incentives are limited to one per household.
  2. Combined balances of $1,500 or more in Commerce checking, savings and money market accounts must be maintained by the person whose name appears first on the account. Qualifying balances are determined by using the actual daily balance on the day prior to the checking account statement cycle.
  3. Your mobile carrier's text messaging and web access charges may apply.
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