This account is in your name alone.
Individual Transfer on Death
This account is in your name alone with a beneficiary(ies) who will become the owner(s) upon your death.
Joint Tenants with Rights of Survivorship
Ownership and control is 100% for all parties.
Tenants In Common
Ownership is based on the stated percentage of contribution of each party determined at account opening.
A Trust is a legal contract to protect, hold and manage your private wealth for the benefit of your heirs. The legal document names the Trustee who manages to the terms of the Trust including the investment of the trust assets.
This account type is used to liquidate or manage the assets for an estate. The court appointment clearly states who becomes the person responsible for the disposition of the Estate assets.
The information provided on this website is not meant as a recommendation or endorsement of any specific security or strategy. An individual’s situation can vary; therefore the information provided above should be relied upon only when coordinated with individual professional advice.
Mutual funds, annuities, and other investment products:
May lose value
No bank guarantee
Security and Advisory services provided through Commerce Brokerage Services, Inc., member FINRA, SIPC, and a registered investment advisor. Insurance products are offered through Commerce Insurance Services, Inc. Both entities are subsidiaries of Commerce Bank.
Investments in securities and insurance products are Not FDIC insured; Not Bank-Guaranteed and May Lose Value.
This site is not intended for use by, or to provide any information to, investors in any state where Commerce Brokerage Services, Inc. is not registered or in any jurisdiction outside the United States of America where such use would be prohibited or otherwise regulated. Nothing on this web site shall be considered a solicitation to buy or an offer to sell a security to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction.