Purchase or Refinance a Motor Vehicle

Purchase or Refinance a Motor Vehicle

Time for new wheels? Whatever your need, Commerce can help.

  • Buy or refinance a car, boat or recreational vehicle
Choose a Commerce solution for your motor vehicle purchase need below.

Helpful Tools

Type How it helps you Amounts available Access to funds Get answers

Auto Loan

Apply Online
View Rates

  • Easy application, competitive rates, get funds quickly
  • Buy a new or used car from a private party or dealership
  • Refinance your current car and save money each month or pay it off sooner
$7,000 minimum.
(To borrow less than $7,000, see ReadyLine of Credit)
Same day, by check.

Classic Car Loan

Apply Online
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  • Easy application, competitive rates, get funds quickly
  • Same great rates as Used Car Loan
$7,000 minimum.
(To borrow less than $7,000, see ReadyLine of Credit)
Same day, by check.

Student Auto Loan

Apply Online
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  • Special Rate discounts available only to students
  • Flexible terms for affordable payments
$7,000 minimum. Same day, by check.

Boat & RV Loan

Apply Online
View Boat Rates
View RV Rates

  • Flexible terms
$7,000 minimum.
(To borrow less than $7,000, see ReadyLine of Credit)
Same day, by check.

Home Equity Loan

Apply Online
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  • Fixed rates and set monthly payments
  • Tax-deductible interest * unlike other loans
$10,000 minimum; up to 90% of the equity in your home Three business days after closing, by check or direct deposit into your Commerce account

Personal Loan

Apply Online
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  • Low fixed rate, no collateral required
  • Great for when you know how much you need to borrow
  • Fixed monthly payments for budget peace of mind
$7,000 minimum Same day, by check or direct deposit into your Commerce account.

Home Equity Line of Credit

Apply Online
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  • Low interest rates
  • Tax-deductible interest * unlike other loans
  • Ongoing source of funds
$5,000 minimum, up to 90% of the equity in your home Three business days after closing. Write checks or transfer funds in Online Banking, by phone or in the branch.

ReadyLine of Credit

Apply Now
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  • Ongoing source of funds
  • Check access for expenses that canít be paid with a card
  • Perfect for smaller purchases
$500 to $15,000 Same day, write checks or get cash advances in the branch

Disclosures:

  • Consult your tax advisor regarding the deductibility of interest.