Home > Personal Banking > Borrowing Solutions & Loans > Rates > Auto and Truck Loan
Auto & Truck Loan Rates
- Rates are subject to change. These rates are available only for new and used car and truck loans. Your APR will be determined based on creditworthiness, length and amount of loan, and age of collateral. New rates apply to vehicle model years 2016 or 2015 (with 5,000 or fewer miles); Used rates apply to vehicle model years 2015 (if mileage is over 5,000) to model year 2010. Higher rates may apply to older collateral. Loans are subject to credit approval. Must be 18 years or older to apply. Rate discount of .25% for automatic payment from Commerce checking account. CommerceOptionsSM and Benefits Banking customers eligible for greater rate discounts.
To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.