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Student Auto Loans

Commerce offers special auto loans for students currently enrolled in Undergraduate, Graduate or Technical schools.
  • Valid on auto loans greater than $7,000
  • Students receive a 0.50% discount off our already low rates*
  • Additional rate discount of up to 0.50% for CommerceOptionsSM and Benefits Banking checking customers1
  • No origination or transaction fees
  • Term can be extended up to an additional six months for lower payments2
Apply online now using offer code WSAL

View Rates for Auto & Truck Loans. View Rates for Motorcycle Loans.


  1. CommerceOptions and Benefits Banking require significant product relationships or a monthly fee up to $20.
  2. Extending your loan term will increase the amount of your total finance charges.
  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
  • NO PURCHASE OR ACCOUNT NECESSARY TO ENTER OR WIN. A PURCHASE OR ACCOUNT WILL NOT INCREASE YOUR CHANCES OF WINNING. Sweepstakes is open to legal residents of United States who are 18 years old or older on or before November 14, 2016. You may also enter by mailing your name, address, phone number and email address to Commerce Bank Website Survey Sweepstakes, 8000 Forsyth Blvd CBIR-1, St. Louis, MO 63105 Entries must be received by December 15, 2016. Approximate retail value of the prize is one of ten (10) $50.00, three (3) $100.00 or (1) $250.00 Commerce Bank Visa Gift Cards. For a copy of the Official Rules, please visit