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myRewards Money Market

A money market account from Commerce Bank that rewards you to grow your savings.

  • It’s easy to grow your account with automatic transfers or direct deposit, or, make deposits at any time – it’s up to you!
  • Keep building your account for a year to earn your reward – the more you save, the more you earn!
  • Commerce pays you a bonus of a half percent on the average collected month-end balance for the previous 12 months, up to a maximum reward of $200 each and every year.1
Min. Opening Deposit
  • $0
Interest Paid
Minimum Balance
  • $500 daily balance OR $1,000 average daily balance each month OR at least one monthly electronic deposit, including Online Banking transfers, of $25 or more2
Monthly Service Charge
  • $63 (if balance not met)
Check Writing Privileges
  • Yes; Up to 6 checks per month
  • Up to 6 withdrawals or transfers per month
  • Free access to funds through any Commerce ATM, our 24-hour Account Information Line and Online Banking
Online Services
  • Free Online Banking
  • Access electronic copies of your 1099 and certain other tax forms through Online Banking - View Tax Form FAQs
  • Order up to seven years of account statements and check images on
Statement Options
  • E-Statement - Free
  • E-Statement with Images $1 per month, Paper Statement $3 per month, Paper Statement with Images $4 per month4

Automatic transfers from checking make it easy, and you can track your progress using Online Banking, personalized with nicknames you choose.

Interested in saving for a goal and earning rewards? Open a myRewards Savings account.


  1. We will pay an annual Reward of 0.5% of the average collected month end balance in your myRewards Money Market account for the previous 12 months, up to a maximum of $200. Reward credited the 13th month after account anniversary. Annual Percentage Yield as of 12/7/2016 is 0.03%. Incentive of $10 or greater reported as interest to the IRS.
  2. Daily balance means ending ledger balance in the account each day. You must maintain the $500 minimum daily balance every day of a month or a $1,000 average daily balance for the monthly cycle or have at least one electronic deposit of $25 or more during the month to earn interest and to avoid a service charge that month. Electronic deposits include ATM deposits, wire transfers, ACH, Online Banking transfers or automatic transfers set up from another DDA or savings account.
  3. Monthly service charge waived for first 60 days after new account opening.
  4. Must activate Online Banking and sign up for E-Statements to get free monthly E-Statement. Fee for other statement options waived for first 60 days after new account opening. This 60 day grace period does not apply to existing or converted accounts.
  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
  • NO PURCHASE OR ACCOUNT NECESSARY TO ENTER OR WIN. A PURCHASE OR ACCOUNT WILL NOT INCREASE YOUR CHANCES OF WINNING. Sweepstakes is open to legal residents of United States who are 18 years old or older on or before November 14, 2016. You may also enter by mailing your name, address, phone number and email address to Commerce Bank Website Survey Sweepstakes, 8000 Forsyth Blvd CBIR-1, St. Louis, MO 63105 Entries must be received by December 15, 2016. Approximate retail value of the prize is one of ten (10) $50.00, three (3) $100.00 or (1) $250.00 Commerce Bank Visa Gift Cards. For a copy of the Official Rules, please visit
  • Deposit Agreement & Disclosures