Federal Student Loan Information

The Health Care and Education Affordability Reconciliation Act of 2010 mandates that all federal student loans with a disbursement date on or after July 1, 2010 be originated and disbursed under the Federal Direct Loan Program (FDLP). Financial institutions, including Commerce Bank, no longer fund any new Federal Stafford and PLUS student loans. Commerce Bank has been in the student lending business for over 45 years and will continue to provide customer support for loans that were initially disbursed prior to June 30, 2010.

Learn about Federal Direct Stafford, Federal Direct Graduate PLUS and Federal Direct Parent PLUS Loans. Please contact your college's financial aid office for more information on Federal Direct student and parent loans.


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Additional Information