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  • Texas Tech MasterCard with Rewards. Apply Now.
  • Texas Tech MasterCard with Rewards. Apply Now.
  • Texas Tech MasterCard with Rewards. Apply Now.

Texas Tech MasterCard® with Rewards


Show your Red Raider pride everywhere you shop, dine, or travel with the Texas Tech MasterCard®, featuring the benefits below!

  • FREE One-Year Texas Tech Alumni Association Membership for non-members or One (1) Double T car emblem for existing members with your first purchase1!
  • Earn Unlimited 1% Cash Back2
    Cash Back redemption is applied as a statement credit
  • Earn 2% & 3% Cash Back2
    for purchases in select categories3
  • No Annual Fee

Disclosures:

  • Subject to credit approval. Within 90 days of account opening of your new Texas Tech MasterCard®, approved applicants must use the card to make a Purchase, Balance Transfer or Cash Advance to receive the one-year membership or one Double T car emblem. By applying for the Texas Tech MasterCard, you are authorizing Commerce Bank to share information with Texas Tech Alumni Association to fulfill the free gift. Texas Tech Alumni Association will be notified of your account opening, and when you qualify for the free gift. Texas Tech Alumni Association is responsible for fulfillment. Please allow up to 60 business days to receive the free gift. Limit one (1) one-year membership OR one (1) Double T car emblem per Texas Tech MasterCard┬« account.
  • The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary.
  • Merchants self-select the category in which they would like their transaction items to be listed. Please note some merchants may be owned by other companies, therefore transactions may not be counted in the expected category. A maximum of 2,500 bonus points will be awarded per quarter, per rewards account.


Annual Percentage Rate

  • 13.24% to 19.24%1 based on your credit worthiness when you open your Account. This APR will vary with the market based on the Prime Rate.
  • View Important Disclosures

Annual Fee

  • $0

Rewards

  • Earn 1% Cash Back2 for every dollar in Net Merchandise Purchases.
  • Earn up to an additional 2,500 bonus points every quarter with 2% & 3% Cash Back for purchases in select categories3.
  • Redeem for 1% Cash Back2 or choose from gift cards, travel, merchandise and more.

Additional Benefits

Disclosures:

  1. Your standard APR will be determined based on your creditworthiness at Account opening and will be disclosed in your Account Opening Disclosure with your new credit card approximately 7 - 10 business days after Account approval. This APR will vary with the market based on the Prime Rate. The Prime Rate used to determine the APR on your Account is the U.S. Prime Rate published in The Wall Street Journal in its column called "Money Rates" on the last business day of each month.
  2. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary.
  3. Merchants self-select the category in which they would like their transaction items to be listed. Please note some merchants may be owned by other companies, therefore transactions may not be counted in the expected category.
  4. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
  5. Customer must notify Commerce Bank within 60 days of receiving the first statement with unauthorized activity. For specific restrictions, limitations and other details, please consult Commerce Bank.

Commerce Bank Rewards1


Rewards Made Better!

Use your Commerce Bank Rewards credit card for all of your purchases, and watch your points add up!

EARN REWARDS

1% Cash Back2 for every dollar in Net Merchandise Purchases3.

Earn 2500 bonus points with 2% & 3% cash back

COMMERCE BANK REWARDS OFFERS

Unlimited Cash Back2! There is no limit to the amount of Cash Back2 you can earn.

Convenience – Redeem online anytime, anywhere.

Flexibility – Hundreds of options under one program. Simply pick the reward that meets your needs.

Simplicity – Use your card for purchases, earn rewards and redeem easily online or by phone.

Disclosures:

  • See Commerce Rewards Terms and Conditions for full details or call 800-678-0769.
  • A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary.
  • "Net Merchandise Purchases" means purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance or associated fees, money transfers or other fees, gaming chips, or fees or premiums for coverage or insurance to protect the balances of an Account holder’s Account. Questions concerning eligible transactions and what constitutes Net Merchandise Purchases will be determined at the sole discretion of Commerce.
  • Offer eligible for Net Merchandise Purchases made from the promotional period start date (or the date on which you sign up, whichever is later) through the end of that quarter’s promotional period. Activation required. See Rewards Terms & Conditions for full program details. Merchants self-select the category in which they would like their transaction items to be listed. Please note some merchants may be owned by other companies, therefore transactions may not be counted in the expected category.

Helpful Tools

Contact Us:

Call:

  • To apply over the phone, please call 1-800-725-0512
  • Existing customers, please call 1-800-645-2103

Click: Email Us†
Come by: Find a branch or ATM
Log in: Access your accounts

Disclosures:

  • To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
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