Florida Gators Mastercard®

Bring the Gator nation everywhere you shop, dine or travel with the Florida Gators Mastercard®!

Receive these great cardholder benefits:

Pricing Terms

Additional Benefits & Features

  • Zero Liability Coverage5
  • $100,000 Travel Accident Insurance
  • Emergency Card Replacement and Emergency Cash Disbursement


  1. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary.
  2. "Net Merchandise Purchases" means purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance or associated fees, money transfers or other fees, gaming chips, or fees or premiums for coverage or insurance to protect the balances of an Account holder’s Account. Questions concerning eligible transactions and what constitutes Net Merchandise Purchases will be determined at the sole discretion of Commerce.
  3. Merchants self-select the category in which they would like their transaction items to be listed. Please note some merchants may be owned by other companies, therefore transactions may not be counted in the expected category. A maximum of 2,500 bonus points will be awarded per quarter, per rewards account. Cardholder must activate bonus offers quarterly to qualify for a 2% and 3% cash back.
  4. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
  5. Customer must notify Commerce Bank within 60 days of receiving the first statement with unauthorized activity. For specific restrictions, limitations and other details, please consult Commerce Bank.
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