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NO PURCHASE NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED BY LAW. The Homebuying Seminar Drawing (the “Sweepstakes”) begins on or about April 7, 2021 and ends on April 23, 2021 (“Sweepstakes Period”).

  1. Eligibility. The Sweepstakes is open to legal residents of the 48 contiguous United States and the District of Columbia who are at least 18 years of age or the age of majority in their state of residence. Employees, officers and directors, their immediate family members (spouse, siblings, children and parents, regardless of where they live) or members of the same households (whether related or not) of Commerce Bank (the “Sponsor”), its affiliates, subsidiaries, advertising and promotion agencies and those entities associated with the development, distribution or implementation of this Sweepstakes are not eligible to participate.

  2. Entry. During the Sweepstakes Period, the Sweepstakes can be entered by submitting your name, address, telephone number and email address at the Homebuying Seminar, a virtual webinar, held from April 7, 2021 through April 23, 2021. Each potential entrant must provide all information requested. To be considered a qualifying entry for this Sweepstakes, a potential entrant’s information must be submitted during the Homebuying seminar attend between April 7, 2021 and April 23, 2021. Limit one entry per person. All entries become the property of the Sponsor and will not be acknowledged or returned, and no correspondence will be entered into regarding the status of any entry. Entries that do not comply with the terms of the Sweepstakes will result in disqualification. Incomplete or illegible entries will not be considered. This program is subject to change without notification in Sponsor’s sole discretion. Entries will be void if electronically or mechanically reproduced, forged, defective, altered or obtained through unauthorized channels or if they contain production, typographical, electronic, mechanical or other errors. Sponsor reserves the right in its sole discretion to disqualify any entry at any time which, in Sponsor’s opinion, is offensive, contains unsuitable material, endangers the safety or well being of any person, or if it is determined the entrant has not complied with these Official Rules.

  3. Winning. On or about April 7, 2021, April 14, 2021 and April 23, 2021, Sponsor will conduct a random drawing of all eligible entries received for a single winner to receive the Prize, described below. Prizes will be awarded at the conclusion of each Commerce Bank Homebuying Seminar occurring on April 7, 2021, April 14, 2021 and April 23, 2021 and winner must be present virtually to win. Decisions of the Sponsor will be final and binding on all matters relating to this Sweepstakes. The Prize is not transferable. No substitution or cash redemption of the Prize, or any portion thereof, is allowed, except at the sole discretion of the Sponsor. If the potential winner cannot be reached within a reasonable time period after the drawing, does not respond within five business days of the first notification attempt, is found to be ineligible, does not comply with these Official Rules or declines to accept the Prize, the potential winner may be disqualified in Sponsor’s sole discretion, and in such case, Sponsor will select an alternate winner in a random drawing from remaining eligible entries.

  4. Prize. Three winners will each receive a $100.00 Lowe’s or Home Depot gift card (the “Prize”), unless the winner fails to comply with these Official Rules. The approximate retail value of the Prize is $100.00. If the Prize or any portion thereof cannot be awarded for any reason, Sponsor reserves the right to substitute such Prize with another prize of equal or greater value.

  5. Claiming the Prize. The potential winner will be required to complete, sign, notarize and return to Sponsor an Affidavit of Eligibility and Liability/Publicity Release within 14 days of receipt of such documents from Sponsor. If such documents are not returned to Sponsor prior to such deadline, any Prize won may be forfeited in Sponsor’s sole discretion, such potential winner shall be disqualified, and an alternate winner selected by Sponsor from the remaining eligible entries. In the event that more than one prospective winner is inadvertently named, a drawing will be held among all such potential winners to select one winner. Except where prohibited by law and notwithstanding anything to the contrary in the Sponsor’s Privacy Policy, the winner also grants Sponsor the right to use the winner’s submission, first name, hometown, images and likenesses for advertising, publicity and promotion purposes, including print, broadcast and online announcements, without further compensation than the said Prize and at no expense to the winner.

  6. Odds. The odds of winning the Prize are estimated as 1/200. The actual odds of winning a Prize depend upon the total number of eligible entries received.

  7. Taxes. The winner is responsible for all applicable local, state and federal taxes. When required by federal law, Sponsor will report the names of the winner and the value of the Prize won to the Internal Revenue Service. If requested by Sponsor, the potential winner will be required to complete, sign and return to Sponsor an IRS Form W-9 prior to receiving the Prize. Failure to complete, sign and return a W-9 will result in the winner being disqualified, and in such case, Sponsor will select an alternate winner in a random drawing from remaining eligible entries.

  8. Additional Conditions. In the event of non-compliance with these Official Rules, the winner may forfeit any Prize won and an alternate winner will be selected. Each entrant agrees to, accepts and shall abide by these Official Rules of this Sweepstakes and agrees that any dispute with regard to the conduct of this Sweepstakes, rule interpretation or award of the Prize, shall be resolved by Sponsor, in its sole discretion. Sponsor is not responsible for any typographical or other errors in the printing of these Official Rules, administration of this Sweepstakes or in the announcement of any winner(s) or Prize(s). If for any reason Sponsor is unable to run this Sweepstakes as planned, or if any computer or web site associated with this Sweepstakes does not allow the proper playing of the Sweepstakes and the processing of entries per these rules, or if infection by computer virus, bugs, tampering, unauthorized intervention, actions by entrants, fraud, technical failures, or any other causes, in Sponsor’s sole opinion, corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Sweepstakes, Sponsor reserves the right, at its sole discretion, to disqualify any entrant implicated in such action, and/or to cancel, modify or suspend this Sweepstakes or any portion thereof. In the event this Sweepstakes is cancelled, Sponsor reserves the right to conduct a random drawing to award the Prize from among all eligible, non-suspect, entries received for the drawing prior to the time of the action or event warranting such cancellation.

  9. Hold Harmless/Release. By participating, each entrant agrees to hold harmless Sponsor, participating sponsors, and any of their respective parent companies, subsidiaries, affiliates, directors, officers, employees and agencies from any liability whatsoever, and waive and release such parties from any and all causes of action, for any claims, costs, injuries, losses, or damages of any kind (including, without limitation, claims, costs, injuries, losses and damages related to personal injuries, death, damage to or destruction of property, rights of publicity or privacy, defamation or portrayal in a false light, whether intentional or unintentional) arising out of or in connection with the event or acceptance, possession, or use/misuse of any Prize, participation in any promotion-related activity, or participation in the promotion, whether under a theory of contract, torts (including, without limitation, negligence), warranty, or any other theory or cause of action.

  10. Winners List/Official Rules. To obtain a list of the Sweepstakes winners, send a self-addressed, stamped envelope to Commerce Mortgage, 922 Walnut Street, Kansas City, MO 64106. To obtain a copy of the “Official Rules” for the Sweepstakes, please send a self-addressed, stamped envelope to Commerce Mortgage, 922 Walnut Street, Kansas City, MO 64106.

  11. Sponsor. The Sponsor of this Sweepstakes is Commerce Bank.