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Commerce Bank Chip Cards

Commerce Bank is dedicated to your security. We are adding a new level of protection for our customers by making Chip Credit, Debit and Prepaid Cards available.

Added Security

Chip technology makes your Commerce Bank Card safer.

Receive Enhanced Fraud Protection with Chip Technology
Every time you insert your Commerce Bank Chip Card into a chip terminal, the embedded chip protects your information by creating a unique transaction code. This transaction code cannot be replicated, keeping you better protected against counterfeit fraud.

Count on Zero Liability Protection
If your card is lost or stolen, you’re protected against unauthorized use of your card or account information.1

Learn more about Card Security.

Easy to Use

It’s easy to pay at a chip terminal. Simply insert your chip card and follow the prompts. If a retailer is not yet chip-enabled, you can still swipe your card to pay.

Select the type of Commerce Bank Card you use and we will walk you through the steps in more detail.

Chip Credit Cards | Chip Debit & Prepaid Cards

Global Acceptance

Your Commerce Bank Chip Card comes with proven technology that is already in use around the world. So whether you’re close to home or thousands of miles away, you can pay with confidence.

Learn more about Traveling Internationally.


  1. Customer must notify Commerce Bank within 60 days of receiving the first statement with unauthorized activity. For specific restrictions, limitations and other details, please consult Commerce Bank.
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