Manage your basic banking needs with this FREE simple checking account. Get access to Mobile Banking and Online Banking, as well as a Visa® Debit Card to make free Commerce ATM transactions.
Earn interest while managing your everyday banking with this checking account. All checking products have access to special savings products, Mobile Banking and a Visa® Debit Card.
Earn higher interest rates for carrying larger balances in your accounts. In addition to the free services offered through all of our checking products, you can also take advantage of special perks, unique to this account.
Instead of a checking account, use this reloadable prepaid card to keep track of everyday expenses or set up your child’s allowance.
An exclusive, preferred banking program for individuals with more than $100,000 in combined checking, savings, money market, CD and brokerage balances with a Commerce Bank checking account. Experience dedicated support and personalized benefits.
Open an account for Commerce Interest Checking
Open an account for Commerce Relationship Checking
Order a mySpending Cardfor mySpending Card®
|Free Online Banking|
|Free Online Bill Pay|
|Free Mobile Banking1|
|Popmoney® and External Transfers2|
|Text and Email Alerts1|
|Free Standard Checks|
|Free Paperless Statements3|
|AVAILABLE FEATURES AND FEES|
|Monthly Service Fee||$0||$11||$22||$0|
|Waive the Service Fee||N/A||At least one $500 or more direct deposit OR daily balance of $1,000 in each statement cycle4||$5,000 average daily balance in this account OR $15,000 in combined deposit balances (checking, savings, money market, CD and retail IRA balances)5||One-time fee of $5.95|
|Free Paper Statements7|
|Free Mobile Deposit8|
|Overdraft Grace Period9|
|Free Commerce ATMs|
|Free ATMs nationwide, plus we'll refund other banks' fees up to $10/month11|
|BENEFITS BEYOND CHECKING|
|Eligible for CommercePremier Program when requirements are met*|
|Eligible for myRewards Savings and Money Market accounts|
|Commerce ID Recover $4.95/month|
|Commerce ID Monitor $11.99/month|
Open an account for Commerce Free Checking
Open an account for CommerceInterest Checking
Open an account for CommerceRelationship Checking
||Order a Commerce Bank mySpending Card®|
We're here to help you make the best choice. Just give us a call.
*Premier membership requires $100,000 in combined checking, savings, money market, CD and brokerage balances with a Commerce Bank checking account.
To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.