Skip To Main Content
small header banner green and blue

Identity Theft Services 


Father checking cell phone while daughter does homework at a table

Managing your identity is more important than ever.

Commerce Bank works with Deluxe Provent and EZShield to offer you peace of mind and 24/7 live support when you need it most1.

Personal checking customers can subscribe to the following products from inside the Commerce Mobile Banking App and Online Banking. Just log in and click the “Subscribe to ID Theft Services” banner under your account summary.


Commerce ID Monitor service for 11.99

Commerce ID Monitor

Proactive credit and dark web monitoring for you and one designated household member2, plus ID Recover services.

ID Recovery monthly service for $4.49

Commerce ID Recover

Access recovery services to assist your family after an Identity Theft Event3, without the proactive credit and the dark web monitoring.

These powerful services will be there for you if anyone in your household becomes a victim of identity theft. We’ll work with you in managing all of the complex calls, alerts, and expenses so that you can reclaim your identity and reestablish your credit.

Ready to choose?

Choose the service that best fits your needs and your comfort level.

Commerce ID Monitor

Subscribe now for Commerce ID Monitor

Commerce ID Recover

Subscribe now for Commerce ID Recover
Dark Web Monitoring4  
Credit Monitoring5  
Mobile Attack Control6  
32-step Restoration Process
Identity Theft Expense Reimbursement7
24/7 Live Support
Password Manager8
Online Identity Vault9
Tips & Timeline News10
 Mobile App
  Subscribe for Commerce ID Monitor now
Subscribe for Commerce ID Recover now

Questions about which account is right for you?

Subscribe now or just give us a call at 800-453-2265  for more help.

Locate a branch


  1. To be eligible for Commerce ID Recover and Commerce ID Monitor, you must have a Commerce personal checking account, reside in the United States or its territories, and be a legal adult in your state of residence. The Service applies to the Commerce personal checking account holder and the spouse or domestic partner (a person who, although not legally married to the registered Customer, has cohabitated with the Customer for a period of at least one (1) year and is publicly represented as the Customer’s domestic partner in the community in which they reside), dependent children under the age of 21 who live with the Customer and dependent children under the age of 25 who are full-time students, as determined by IRS dependency requirements.
  2. Limited to your spouse, domestic partner or dependent child. Please see ‘Affiliated Persons’ in Terms and Conditions for more information.
  3. The use of your name, address, Social Security number, bank or credit card account number, or other identifying information without your knowledge to commit fraud or other crimes.
  4. Proactive monitoring by scanning for your personal information on the internet/dark web.
  5. Proactive monitoring through daily scans of your credit file.
  6. Mobile device threat detection and access to a VPN (Virtual Private Network).
  7. Up to $25,000 reimbursement for identity theft related expenses. Please refer to the Terms and Conditions for additional reimbursement requirements provided by AIG.
  8. Keep your user IDs and passwords in one encrypted location for easy access from your phone.
  9. Encrypted data storage for uploading and storing personal documents
  10. Breach and fraud news alerts; monthly reports.
To view or print a PDF file, Adobe® Reader® 9.5 or above is recommended. Download the latest version.