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Special Connections® Premium credit card

Premium credit card


Effortless rewards meet valuable benefits. This perfect combination gives you total convenience and the best credit card experience, without the premium fees. Get the straightforward Cash Back1 you deserve, applied as a statement credit, on every purchase, every day and never worry about which is the best credit card to use for travel, dining, entertainment or groceries. The Special Connections® Premium credit card is your access to total rewards. Find a branch near you to apply.

Total rewards with 1.5% Cash Back1 on everything.

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With every purchase, effortless rewards await. It's straightforward earning with the Special Connections® Premium credit card.

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Variable APR of 12.24% - 25.24% on all purchases and balance transfers.
When traveling abroad, take advantage of the low 1% foreign transaction fee.

Locate a branch near you, or give us a call, to apply today.

Apply in-branch

Locate a branch near you, or give us a call, to apply today.

Apply in-branch

Card protection

Cell Phone Protection Visa® Benefit

Have peace of mind with complimentary, built-in Cell Phone Protection - up to $200 per claim.

Commerce Bank

Special Connections® Feature

The freedom to make both credit and debit purchases at most retailers, plus the ability to access all your Commerce checking accounts at ATMs. All with one credit card.


Visa® Signature Concierge

From entertainment and sports to travel, fine dining and wine events, indulge in all the benefits your Special Connections® Premium credit card has to offer. Available 24 hours a day, Visa® Signature Concierge is at your service.


View Important Terms of the Special Connections® Premium credit card.[PDF]

  1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary. Visit for full rewards program details.

  2. No Pre-Set Spending Limit does not mean unlimited spending; rather each charge that causes your Account to exceed its Revolving Credit Line will be evaluated by us based on several factors. Any balance that exceeds your Revolving credit Line will be added to your minimum payment and will be due and payable when you receive your periodic statement.

  3. Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity.

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