Premium credit card
Special Connections® Premium
Total rewards with 1.5% Cash Back1 on everything.
Cash Back1 applied as a statement credit.
Special Connections® Premium
Total rewards with 1.5% Cash Back1 on everything.
Cash Back1 applied as a statement credit or electronic deposit.
NEW CARDHOLDER OFFER
Get a $200 Cash Back1 Bonus2 when you spend $2,000 on purchases3 within your first 3 months after account opening.
UNLIMITED REWARDS
With every purchase, effortless rewards await. It's straight-forward earning with 1.5% unlimited Cash Back1 on the Special Connections® Premium credit card.
Effortless rewards meet valuable benefits. This perfect combination gives you total convenience and the best credit card experience, without the premium fees. Get the straightforward Cash Back1 you deserve on every purchase3, every day and never worry about which is the best credit card to use for travel, dining, entertainment or groceries. The Special Connections® Premium credit card is your access to total rewards. Find a branch near you to apply opens in a new window.
Variable APR of 18.74% - 29.74% on all purchases and balance transfers.
When traveling abroad, take advantage of the low 1% foreign transaction fee. PDF opens in a new window
Locate a branch near you, or give us a call, to apply today.
Apply in branch link opens in a new window 
Locate a branch near you, or give us a call, to apply today.
Apply in branch link opens in a new window
Special Connections® Premium features:
Cell Phone Protection Visa® Benefit
Have peace of mind with complimentary, built-in Cell Phone Protection - up to $200 per claim.
Special Connections® Feature
This feature gives you the ability to access all your Commerce checking accounts at Commerce ATMs.
Visa Signature® Concierge
From entertainment and sports to travel, fine dining and wine events, indulge in all the benefits your Special Connections® Premium credit card has to offer. Available 24 hours a day, Visa® Signature Concierge is at your service.
* View Important Terms of the Special Connections® Premium credit card. PDF opens in a new window[PDF]
- A Cash Back redemption is applied as a statement credit or electronic deposit. The statement credit redemption will reduce your balance, but you are still required to make at least your minimum payment. An electronic deposit redemption will be issued in U.S. currency through an electronic deposit to a checking or savings account of your choice. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary. Visit commercebank.com/cashrewardsterms opens in a new window for full rewards program details.
- To qualify for the $200 Cash Back Bonus, you must use your new credit card account to make any combination of Purchase transactions totaling at least $2,000, excluding any transaction fees, returns and adjustments, and excluding any type of Balance Transfer, Cash Advance, Cash Advance Transaction Fee or Cash Advance Interest charges, within the first three (3) months after account opening. Cash Back Bonus not valid unless customer spends the minimum amount within the designated time period. After qualifying, please allow 6 to 8 weeks for Cash Back Bonus points to post to your account. To be eligible for this bonus offer, account number must be open and not in default at the time of fulfillment. Limit one (1) Cash Bonus offer per customer every three (3) years.
- "Purchases" refers to "Net Merchandise Purchases" meaning purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or transactions using Convenience Checks or any associated fees. Other exclusions apply.
- No Pre-Set Spending Limit does not mean unlimited spending; rather each charge that causes your Account to exceed its Revolving Credit Line will be evaluated by us based on several factors. Any balance that exceeds your Revolving credit Line will be added to your minimum payment and will be due and payable when you receive your periodic statement.
- Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity.
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