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Credit, Debit and Prepaid Cards

You deserve a reward.
Apply in minutes and get a quick response.

Credit Cards

Redeem points for Cash Back1, to travel the world, or pursue your passion. Commerce Bank has the right card for you. A Cash Back redemption is applied as a statement credit.
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Enjoy the best of two worlds with one card – earn rewards for all purchases and choose how to pay.

KC Royals™ Mastercard®

Kansas City Royals Mastercard®

Show your Royals™ pride while earning rewards points. Plus, enjoy exclusive Royals™ perks.

Misplaced your card?

Temporarily lock your card until you find it.

Click to learn more about temporarily locking your misplaced credit card Learn more about your security as a cardholder

All credit cards feature:


Avoid interest and earn more rewards

Apple Pay

Experience a new way to pay


View your FICO Score every month2


Receive suspicious card activity alerts

Prepaid Cards

Want the flexibility of a credit card without another bill? A prepaid card could become your new favorite thing.

Commerce Bank my spending card

Commerce mySpending Card®

Load it up whenever you want and start shopping with more freedom.

Debit Cards

Whatever you need, Visa Debit is a great way to pay.

Visa® Debit Card

Visa® Debit Card

Your Commerce Bank Visa® Debit Card gives you a safe, easy way to pay for anything, no matter how small.

Platinum Visa® Debit Card

Platinum Visa® Debit Card

Enjoy the added value of a Commerce Bank Platinum Visa® Debit Card which accompanies certain types of checking accounts.

We're here when you need us.

We may be nearly 160 years old, but we're always working to best support our customers' needs. We're here to help you bank where, when and how you would like — whether that's online, on mobile, over the phone, or in person.
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Questions? We're up for the challenge.

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  1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary.

  2. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

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