Home Equity Lending
What is home equity lending?
If you're interested in borrowing on the equity of your home, then home equity lending solutions is right for you. These loans and lines of credit are tied to the value of a home you already own and can be used for almost anything, from home improvement to debt consolidation and financing big expenses.
The resources below will help you decide if a home equity line of credit or home equity loan are right for you.
Getting started
Home Equity
Lending Basics
Lending Basics
Resources for understanding how to borrow from your home equity, lending options and educational articles.
Learn more about your lending options
Apply Online for a Home Equity Loan
Click below when you’re ready to apply for home equity lending online.
Apply now Get detailson how to apply online for a home equity loan
Tap into the equity in your home when you need to with a reusable line of credit.
Cash out and make the most of your home's value with a single large loan.
Home Equity Loan Calculators
Home equity lending FAQs
How do I qualify for a home equity loan or HELOC (home equity line of credit)?
- Your credit history (FICO score)
- Your loan-to-value ratio (LTV)
- Your debt-to-income ratio
What is the interest rate on a home equity loan or home equity line of credit?
What documents are needed for a home equity loan or line of credit?
Ideas & Tips
Not ready to sell? Use your equity to make home improvements.
With homeowners increasingly using home equity financing for renovations instead of moving, key improvements like garage door replacements and kitchen remodels offer the highest returns on investment, making home equity a practical option for enhancing both home enjoyment and resale value.
