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Home Equity Lending

What is home equity lending?

If you're interested in borrowing on the equity of your home, then home equity lending solutions is right for you. These loans and lines of credit are tied to the value of a home you already own and can be used for almost anything, from home improvement to debt consolidation and financing big expenses.

The resources below will help you decide if a home equity line of credit or home equity loan are right for you.

Apply now for a home equity loan  Need more answers?

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Home Equity
Lending Basics

Resources for understanding how to borrow from your home equity, lending options and educational articles.

Learn more about your lending options

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Apply Online for a Home Equity Loan

Click below when you’re ready to apply for home equity lending online.

Apply now  Get detailson how to apply online for a home equity loan

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From quick questions to big discussions, we’re here to help.

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Cash out and make the most of your home's value with a single large loan.

Home Equity Lending Resource Articles

Home Equity Lending Articles

Learn about using Home Equity Loans and HELOCs.

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Home equity lending FAQs

When reviewing your application information, three common factors used to assess whether you qualify are:
  1. Your credit history (FICO score)
  2. Your loan-to-value ratio (LTV)
  3. Your debt-to-income ratio
While these commonly assessed factors are used in consideration of your eligibility, there are several other factors that must be verified and meet our underwriting guidelines in order to qualify you for home equity financing.
A home equity loan offers a fixed rate, while the rate on a home equity line of credit is variable — or based on an index plus a margin. Visit our home equity loan or line of credit product pages to see the current rates.
Visit the apply now page to get an idea of what information and documents will be required at application. After submitting your application, your Home Equity Specialist will be with you every step of the way to ensure any additional documentation that might be required is collected.

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