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Interest Checking

CommerceInterest Checking

CommerceInterest Checking is an interest-bearing checking account with convenient features to help you manage your everyday banking.

Open an accountHelp me decide which Checking account is right

What you get

CommerceInterest Checking is a convenient checking account with all the extras to bank when, where and how you want.

  • Online Banking and Online Bill Pay

  • Send and receive money with Popmoney and External Transfers2

CommerceInterest Checking Details

  • Minimum deposit to open:


  • Monthly service fee:

    $10 if following requirement is not met3

  • Bank without the monthly fee!

    At least one $500 or more direct deposit OR daily balance of $1,000 in each statement cycle4

  • Other fees:

    Free Paperless Statement. Paperless Statement with Images $1 per month, Paper Statement $3 per month, Paper Statement with Images $4 per month5

Open a CommerceInterest Checking Account

Not sure if CommerceInterest Checking is right for you?

Simplify your decision with an easy side-by-side comparison.

Compare AccountsHelp me decide

We’re here to help you make the best choice. Just give us a call.

Find a branch  800-453-2265


$50 for you and $50 for your friend.

Earn up to $500 in Visa® Reward Cards when you refer friends and family.

Click to learn more about temporarily locking your misplaced credit card Refer now


  1. Message and data usage fees may apply; check with your wireless or VoIP provider for more information.

  2. Fees may apply, depending on the speed of the transaction.

  3. Daily balance means the ending ledger balance in the account each day. You must maintain the minimum daily balance every day of the monthly cycle.

  4. Monthly service charge waived for first 60 days after new account opening. This 60-day grace period does not apply to existing or converted accounts.

  5. Must activate Online Banking and sign up for paperless statements to get free monthly paperless statement. Fee for other statement options waived for the first 60 days after new account opening. This 60-day grace period does not apply to existing or converted accounts.

 Get a $50 Visa Reward Card for every friend and family member you refer to open and use a new Commerce personal checking account, up to $500. Terms & Conditions apply and are available at

Deposit Agreement & Disclosures