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Interest Checking

CommerceInterest Checking

CommerceInterest Checking is an interest-bearing checking account with convenient features to help you manage your everyday banking.

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What you get

CommerceInterest Checking is a convenient checking account with all the extras to bank when, where and how you want.

CommerceInterest Checking Details

  • Minimum deposit to open:


  • Monthly service fee:

    $11 if following requirement is not met3

  • Bank without the monthly fee!

    At least one $500 or more direct deposit OR daily balance of $1,000 in each statement cycle4

  • Other fees:

    Free Paperless Statement and Paperless Statement with Images. Paper Statement $4 per month, Paper Statement with Images $5 per month5

Not sure if CommerceInterest Checking is right for you?

Simplify your decision with an easy side-by-side comparison.

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We’re here to help you make the best choice. Just give us a call.

Find a branch  800-453-2265

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Elevate your banking experience.

• Dedicated support
• Free and discounted services

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We're here when you need us.

We may be over 155 years old, but we're always working to best support our customers' needs. We're here to help you bank where, when and how you would like — whether that's online, on mobile, over the phone, or in person.
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  1. Message and data usage fees may apply; check with your wireless or VoIP provider for more information.

  2. Fees may apply, depending on the speed of the transaction.

  3. Daily balance means the ending ledger balance in the account each day. You must maintain the minimum daily balance every day of the monthly cycle.

  4. Monthly service charge waived for first 60 days after new account opening. This 60-day grace period does not apply to existing or converted accounts.

  5. Must activate Online Banking and sign up for paperless statements to get free monthly paperless statement. Fee for other statement options waived for the first 60 days after new account opening. This 60-day grace period does not apply to existing or converted accounts.

*Premier membership requires $100,000 in combined checking, savings, money market, CD and brokerage balances with a Commerce Bank checking account.

Deposit Agreement & Disclosures