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Motor Vehicle Loan
(auto, boat, motorcycle, and RV)
From a Commerce account:
Log in to Online Banking
From a non-Commerce account, Visa® or Mastercard® debit card:
Make a Payment
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Home Equity Loan or Home Equity Line of Credit
From a Commerce account:
Log in to Online Banking
From a non-Commerce account, Visa® or Mastercard® debit card:
Make a Payment
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Personal Loan or Personal Line of Credit
From a Commerce account:
Log in to Online Banking
From a non-Commerce account, Visa® or Mastercard® debit card:
Make a Payment
Available 24/7/365 – choose option to transfer from checking or savings to your Commerce loan
Payment credited same day
Or, visit one of these pages to make another type of payment:
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Self service:
Submit a completed ACH Authorization Form through DocuSign.
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Get help:
Contact a Customer Service Representative at 800-449-9829 if you need assistance.
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Additional details:
Hours of Operation
Monday – Friday
8:00 a.m. CT – 8:00 p.m. CT
Saturday and nontraditional holidays
8:00 a.m. CT – 4:00 p.m. CT
Closed Sunday and Federal Holidays
This method will automatically debit the payment from your designated checking or savings account each month and apply the payment directly to your loan as of the loan due date.
However, please note that the full amount of the monthly scheduled payment will not be withdrawn from the designated bank account in any month that other payment(s) toward the loan(s) have been made and/or a monthly payment amount has been otherwise satisfied in full.
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Account Information Line
800-453-2265
Available 24/7/365 – choose option to transfer from Commerce checking or savings to your Commerce loan (No fee for this service)
Payment credited on the date received
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Automated Phone System
866-658-9333
Use a non-Commerce checking or savings account or an eligible* debit card (including a Commerce debit card) to make a payment. ($4.95 fee applies)
Payment credited on the date received
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Customer Contact Center
800-449-9829
Hours of Operation
Monday – Friday
8:00 a.m. CT – 8:00 p.m. CT
Saturday and nontraditional holidays
8:00 a.m. CT – 4:00 p.m. CT
Closed Sunday and Federal Holidays
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With a Commerce deposit account or a Commerce Debit Card: Choose to transfer funds from your Commerce Bank deposit account or an eligible Commerce debit card to your loan account. (No fee for this service)
- With a non-Commerce checking or savings account or an eligible* debit card (including a Commerce debit card) to make a payment. ($7.95 fee applies)
*"eligible debit card" means it is linked to any of the following Networks: Star, Accel, Pulse, or NYCE.
Payment credited on the date received
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Home Equity Loans and Installment Loans
Commerce Bank
PO Box 807011
Kansas City, MO 64180-7011
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Home Equity Line of Credit
Commerce Bank - Home Equity Line of Credit
PO Box 806600
Kansas City, MO 64141
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Branch Line of Credit
Commerce Bank - Branch Line of Credit
PO Box 806600
Kansas City, MO 64180
Payments must be accompanied by the payment form or account number, and in the form of a check or money order in U.S. Dollars drawn on a U.S. financial institution.
Payments received at 5:00 p.m. CT or after will be credited to your account no later than the next Business Day.
