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The CommercePremier Experience

CommercePremier is an exclusive, preferred banking program for individuals with more than $100,000 in combined checking, savings, money market, CD and brokerage balances with a Commerce Bank checking account. Your membership includes a dedicated team of financial professionals and personalized benefits — designed to meet your needs at every stage of life.

Your CommercePremier membership awaits

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Premier Features & Benefits

Premier members have access to exclusive product offers and features tailored to meet your needs. See what the Premier program has to offer you.

Learn more about your Premier Benefits

Your Premier Team

Your dedicated Premier Banker leads a team of financial professionals ready to partner with you at every step of your journey. Learn about the specialized team who will guide your experience.

Learn more about your Premier Team

Premier elevates your checking account with added features at no cost to you. The chart shows the additional savings through the Premier program.


CommercePremier Program*


CommerceInterest Checking or Commerce Interest Checking

Commerce Free
for mySpending Card

  *Premier program is not a checking account.      
  $100,000 minimum balance1 $100 minimum balance to open  $100 minimum balance to open $25 minimum balance to open 
Service and support        
Local, dedicated relationship manager      
Dedicated support team      
Fees waived on check orders      
Free services        
Monthly account service fee FREE  $222,3,4 $11 $0
Paper statement fee Waived FREE  $4  FREE
Overdraft fee Waived (4x year)  $36 $36 $36
Refunds for using ATMs at other banks Unlimited with
Visa® debit card
 Up to $10/month None None
Wire transfer fee Waived  $14 $14 $14
Expedited delivery — Visa® Check Card FREE  $20  $20 $20
Commerce ID Recover FREE  $5.49/month $5.49/month $5.49/month
Commerce ID Monitor $6.49/month $12.99/month  $12.99/month $12.99/month

See CommercePremier FAQs

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How do I become a Premier member?

Premier membership is by invitation only. If you would like to learn more, please contact our membership team.

I'm interested


  1. $100,000 in combined checking, savings, money market, CD and brokerage balances with a Commerce Bank checking account.
  2. Monthly service charge waived for first 60 days after new account opening. This 60-day grace period does not apply to existing or converted accounts.
  3. $5,000 average daily balance in this account OR $15,000 in combined deposit balances (checking, savings, money market, CD and retail IRAs). Average daily balance means the ending ledger balance in the account each day, divided by the number of days in the month. You must maintain the minimum average daily balance for the monthly cycle.
  4. The person listed first on the CommerceRelationship Checking account must maintain the combined balances shown. Qualifying deposit accounts include personal checking, savings, money market, CD, and retail IRAs. Business accounts do not qualify. Combined balances are determined by using the actual balance on the day prior to the checking account statement cycle date each month.