CommercePremier
The CommercePremier Experience
CommercePremier is an exclusive, preferred banking program for individuals with more than $100,000 in combined checking, savings, money market, CD and brokerage1 (Commerce Financial Advisors) balances with a Commerce Bank checking account. Your membership includes a dedicated team of financial professionals and personalized benefits — designed to meet your needs at every stage of life.
Your CommercePremier membership awaits
I'm interestedPremier Features & Benefits
Premier members have access to exclusive product offers and features tailored to meet your needs. See what the Premier program has to offer you.
Learn more about your Premier BenefitsYour Premier Team
Your dedicated Premier Banker leads a team of financial professionals ready to work with you at every step of your journey. Learn about the specialized team who will guide your experience.
Learn more about your Premier TeamPremier elevates your checking account with added features at no cost to you. The chart shows the additional savings through the Premier program.
CommercePremier Program* |
CommerceRelationship Checking |
CommerceInterest Checking or Commerce Interest Checking |
Commerce Free
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|---|---|---|---|---|
| *Premier program is not a checking account. | ||||
| $100,000 minimum balance2 | $100 minimum balance to open | $100 minimum balance to open | $25 minimum balance to open | |
| Service and support | ||||
| Local, dedicated relationship manager | ||||
| Dedicated support team | ||||
| Fees waived on check orders | ||||
| Free services | ||||
| Monthly account service fee | FREE | $223,4,5 | $12 | $0 |
| Paper statement fee | Waived | FREE | $4 | FREE |
| Overdraft fee | Waived (4x year) | $36 | $36 | $36 |
| Refunds for using ATMs at other banks | Unlimited with CommercePremier Visa® debit card |
Up to $10/month | None | None |
| Expedited delivery — Visa® Check Card | FREE | $20 | $20 | $20 |
| Commerce ID Monitor | $6.49/month | $12.99/month | $12.99/month | $12.99/month |
How do I become a Premier member?
If you would like to learn more about Premier membership requirements, please contact our membership team.
I'm interestedDisclosures:
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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Commerce Bank and Commerce Financial Advisors are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Commerce Financial Advisors, and may also be employees of Commerce Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Commerce Bank or Commerce Financial Advisors. Securities and insurance offered through LPL or its affiliates are:
Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value Commerce Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html.
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$100,000 in combined checking, savings, money market, CD and brokerage balances with a Commerce Bank checking account.
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Monthly service charge waived for first 60 days after new account opening. This 60-day grace period does not apply to existing or converted accounts.
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$5,000 average daily balance in this account OR $15,000 in combined deposit balances (checking, savings, money market, CD and retail IRAs). Average daily balance means the ending ledger balance in the account each day, divided by the number of days in the month. You must maintain the minimum average daily balance for the monthly cycle.
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The person listed first on the CommerceRelationship Checking account must maintain the combined balances shown. Qualifying deposit accounts include personal checking, savings, money market, CD, and retail IRAs. Business accounts do not qualify. Combined balances are determined by using the actual balance on the day prior to the checking account statement cycle date each month.
*Annual Percentage Yields (APYs) effective: September 04, 2024
There is no minimum balance requirement to earn the APY. Rate(s) may change after account is opened. Fees could reduce earnings on the account.
