CommercePremier
The CommercePremier Experience
Your CommercePremier Membership provides the customization and exceptional service you deserve.
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CommercePremier is an exclusive, preferred banking program for individuals with more than $100,000 in combined checking, savings, money market, CD and brokerage1 footnote 1, (Commerce Financial Advisors) balances with a Commerce Bank checking account. Your membership includes a dedicated team of financial professionals and personalized benefits — designed to meet your needs at every stage of life.
Complete the interest form below.2 footnote 2
Premier Features & Benefits

CommercePremier Members have access to exclusive product offers and features tailored to meet your needs. Experience:
- Personalized service and advice from your dedicated Premier Banker.
- Access to investments and insurance offered through an investment professional at Commerce Financial Advisors.1 footnote 1
- No Commerce fee for non-Commerce ATM transactions nationwide and other banks’ ATM fees refunded when you use your CommercePremier Visa® Debit Card.
- Access to special offers.
- Access to specialized products and offers, including the CommercePremier Line of Credit and CommercePremier Visa Signature® Credit Card.
- CommercePremier Member rate offers on Money Markets and CDs.
- A reduced-price subscription for Commerce ID Recover3 footnote 3,4 footnote 4 or Commerce ID Monitor3 footnote 3,4 footnote 4 to help safeguard your identity.
Your Premier Team

Your dedicated Premier Banker leads a team of financial professionals ready to work with you at every step of your journey.
- Your Premier Banker is here to guide your membership experience — providing full-service banking support tailored to your needs. Your Premier Banker can help you set and achieve your goals.
- Your dedicated Premier Member Support Team can help with account questions, card replacement and issue resolution.
- Your Premier Banker can provide access to Commerce Financial Advisors1 footnote 1. Commerce Financial Advisors provide strategic guidance and access to professionally managed investment and insurance solutions designed to support your goals.
For questions, please contact the Premier Member Support Team.
Or call 800-322-1554
Disclosures:
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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Commerce Bank and Commerce Financial Advisors are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Commerce Financial Advisors, and may also be employees of Commerce Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Commerce Bank or Commerce Financial Advisors. Securities and insurance offered through LPL or its affiliates are:
Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value Commerce Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html.
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To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
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To be eligible for Commerce ID Recover and Commerce ID Monitor, you must have a Commerce personal checking account, reside in the United States or its territories, and be a legal adult in your state of residence. The Service applies to the Commerce personal checking account holder and the spouse or domestic partner (a person who, although not legally married to the registered Customer, has cohabitated with the Customer for a period of at least one (1) year and is publicly represented as the Customer’s domestic partner in the community in which they reside), dependent children under the age of 21 who live with the Customer and dependent children under the age of 25 who are full-time students, as determined by IRS dependency requirements.
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Commerce ID Recover monthly fee is $2.75 for CommercePremier Members. Commerce ID Monitor is $6.49 per month for CommercePremier Members