1. “Purchases” means “Net Merchandise Purchases” which are purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. “Net Merchandise Purchases” does not include Cash Advances, Balance Transfers or transactions using Convenience Checks or any associated fees. Other exclusions apply.
2. A Cash Back redemption is applied as a statement credit or electronic deposit. The statement credit redemption will reduce your balance, but you are still required to make at least your minimum payment. An electronic deposit redemption shall be issued in U.S. currency through an electronic deposit to a checking or savings account of your choice. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary. See commercebank.com/premierterms for full details.
3. To qualify for the $250 Cash Back Bonus, you must use your new credit card account to make any combination of Purchase transactions totaling at least $1,000, excluding any transaction fees, returns and adjustments, and excluding any type of Balance Transfer, Cash Advance, Cash Advance Transaction Fee or Cash Advance Interest charges, within the first three (3) months after account opening. Cash Back Bonus not valid unless customer spends the minimum amount within the designated time period. After qualifying, please allow 6 to 8 weeks for Cash Back Bonus points to post to your account. To be eligible for this bonus offer, account number must be open and not in default at the time of fulfillment. Limit one (1) Cash Bonus offer per customer every three (3) years.
4. This can be redeemed as a statement credit or as an electronic deposit into an eligible account.
5. To qualify for the Credit Card Cash Back bonus reward, you must: a) hold a Commerce myRewards Savings account; b) hold an active Commerce Credit Card in good standing; and c) redeem your Cash Back rewards from your CommercePremier Visa Signature^® Card as an electronic deposit directly into your myRewards Savings account. Commerce Bank will provide a bonus of 25% of the electronic deposit amount made as the Cash Back redemption. The Cash Back bonus reward payout will be credited to the myRewards savings account within 15 days following the month in which the Cash Back redemption is deposited into the account.
6. Cardholders must notify Commerce Bank immediately of any unauthorized activity and must use reasonable care in protecting their card. For more details, contact Commerce Bank.

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