Premium credit card

Disclosures:

1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary. Visit commercebank.com/siqnatureterms for full rewards program details.
2. We may end your Introductory APR and apply the Penalty APR if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.
3. No Pre-Set Spending Limit does not mean unlimited spending; rather each charge that causes your Account to exceed its Revolving Credit Line will be evaluated by us based on several factors. Any balance that exceeds your Revolving credit Line will be added to your minimum payment and will be due and payable when you receive your periodic statement.
4. Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity.