Commerce Bank | Banking, Checking, Savings, Mortgages & More

You have questions, and we have answers.

Whether you need help setting short-term goals or planning for your future, our Ideas & Tips page offers simple solutions to complex financial challenges. Explore our articles when you have financial questions to help you make informed decisions, and then get back to what matters most.

Opening a joint bank account with your significant other? Get the pros and cons.

Thinking about opening a joint bank account with your significant other? Weigh these pros and cons first to see if this big relationship step could be right for you.

Charitable donations: Steps to consider before you give.

You may be seeing more requests lately from nonprofits who need help, but how can you determine what’s legitimate? What you need to know to help make sure your donation is providing a meaningful impact.

Take charge of your retirement savings after multiple job changes.

Did you know millions of retirement accounts are left behind when people change jobs? Here’s a breakdown on how to find, consolidate and manage your retirement accounts to secure your financial future.

Explore more articles

Early Pay

Commerce Bank’s Early Pay feature allows you to access your direct deposit up to two days early* once you have a Commerce checking account, savings account or prepaid card and set up a qualified recurring direct deposit. There’s no enrollment required, and it’s part of the added benefits included with Commerce Bank accounts for your convenience and security.

Learn more about Early Pay

Get to know us.

Step behind the desk and learn more about the people, culture and values that power Commerce Bank.

For Terrence Harris, Black History Month is connected to community.

As a leader on our team, Terrence Harris is driven by a desire to create positive change, from supporting financial education programs in our communities to coaching youth basketball in St. Louis. This Black History Month, he reflects on how these acts of giving back can leave a lasting impact on others.

Commerce Bank receives the Seal of Accomplishment for Leader in Disability Inclusion.

This unique award highlights our leadership in advancing disability inclusion and commitment to creating a workplace and banking experience for all.

Commerce supports Heat Up St. Louis’ efforts to save lives this winter.

We’re proud to work with Heat Up St. Louis, an organization helping families in need with their energy bills. Together, we’re making a difference in the lives of our neighbors and ensuring everyone has a warm and safe winter.

Commerce Bank recognized on Forbes' "America’s Best Employers by State" list.

We’re thrilled to be featured on Forbes’ “America’s Best Employers by State” list for Missouri. This acknowledgment highlights our dedication to fostering a positive work environment. A big thank you to our amazing team members for making Commerce such a fantastic place to work!

Learn more about Commerce Bank

We're here when you need us.

We may be nearly 160 years old, but we’re always working to best support our customers’ needs. We’re here to help you bank where, when and how you'd like — whether that’s online, on mobile, over the phone, or in person.

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Disclosures:

* You may receive a direct deposit up to two days early with Early Pay if you have 1) a checking or savings account or prepaid card with us, and 2) a recurring qualifying direct deposit to that account. Qualifying direct deposits may include a recurring ACH deposit of less than $10,000.00 for payroll, Social Security or other government benefits, or pensions. Early Pay is automatic and there is no fee. Please visit the Commerce Bank Deposit Agreement and Funds Availability Policy for more details.

To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.

Log in to Online Banking or select an account:

You have questions, and we have answers.

Opening a joint bank account with your significant other? Get the pros and cons.

Charitable donations: Steps to consider before you give.

Take charge of your retirement savings after multiple job changes.

Early Pay

Get to know us.

For Terrence Harris, Black History Month is connected to community.

Commerce Bank receives the Seal of Accomplishment for Leader in Disability Inclusion.

Commerce supports Heat Up St. Louis’ efforts to save lives this winter.

Commerce Bank recognized on Forbes' "America’s Best Employers by State" list.

We're here when you need us.

Disclosures:

About Us

Careers

Security Center

Other Links

How can we help?

You have questions, and we have answers.

Opening a joint bank account with your significant other? Get the pros and cons.

Charitable donations: Steps to consider before you give.

Take charge of your retirement savings after multiple job changes.

Early Pay

Get to know us.

For Terrence Harris, Black History Month is connected to community.

Commerce Bank receives the Seal of Accomplishment for Leader in Disability Inclusion.

Commerce supports Heat Up St. Louis’ efforts to save lives this winter.

Commerce Bank recognized on Forbes' "America’s Best Employers by State" list.

We're here when you need us.

Disclosures:

About Us

Careers

Security Center

Other Links