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toggle Every day rewards credit card

Everyday Cash Back1 Credit Card


toggle® — a smarter card that makes your everyday routine spending more rewarding. From groceries to utilities, errands to dining and home-improvement projects to weekend date nights, apply for the toggle® credit card to start earning unlimited rewards on all your purchases.

Limited time!
$150 Cash Back1 Bonus2

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Get a $150 Cash Back1 Bonus2 when you spend $1,000 on purchases within your first 3 months after account opening.

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Reviews 4.2/5 overall rating (26 reviews)


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Unlimited 1.5% Cash Back1 on every purchase, every day.

1Applied as a statement credit.

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Low rates with a variable APR of 12.24% - 25.24% and no annual fee.

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A Smarter Credit Card
  1. Connect any checking account.
  2. Customize your toggle® settings to auto-pay your daily purchases.
  3. That's it! Watch your unlimited rewards add up and never owe more than you earn.

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Make your routine spending more rewarding.

 Apply now  lock 

Make your routine spending more rewarding.

 Apply now  lock 


  1. A cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items, such as merchandise, gift cards and travel, may vary. Visit for full rewards program details.
  2. To qualify for the $150 cash Back Bonus, you must use your new credit card account to make any combination of Purchase transactions totaling at least $1,ooo, excluding any transaction fees, returns and adjustments, and excluding any type of Balance Transfer, Cash Advance, cash Advance Transaction Fee or Cash Advance Interest charges, within the first 3 months from account opening. cash Back Bonus not valid unless customer spends the minimum amount within the designated time period. After qualifying, please allow 6 to 8 weeks for Cash Back Bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Limit one (1) Cash Back Bonus offer per customer every 3 years.
  3. Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity. For specific restrictions, limitations and other details, please consult Commerce Bank.
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