Everyday Cash Back¹ Credit Card

Disclosures:

1. A cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items, such as merchandise, gift cards and travel, may vary. Visit commercebank.com/cashrewardsterms for full rewards program details.
2. To qualify for the $150 cash Back Bonus, you must use your new credit card account to make any combination of Purchase transactions totaling at least $1,ooo, excluding any transaction fees, returns and adjustments, and excluding any type of Balance Transfer, Cash Advance, cash Advance Transaction Fee or Cash Advance Interest charges, within the first 3 months from account opening. cash Back Bonus not valid unless customer spends the minimum amount within the designated time period. After qualifying, please allow 6 to 8 weeks for Cash Back Bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Limit one (1) Cash Back Bonus offer per customer every 3 years.
3. "Purchases" refers to "Net Merchandise Purchases" meaning purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted co the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or transactions using Convenience Checks or any associated fees. Other exclusions apply.
4. Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity. For specific restrictions, limitations and other details, please consult Commerce Bank.
5. For existing Shipt Everyday members, complimentary membership will be added to the end of current Shipt membership term. At the end of the complimentary period, cardholders will revert to paying Shipt membership at then-current rates. For new Shipt Everyday members at the end of the promotional period, cardholders will auto renew into the then-current monthly membership fee.