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toggle Visa Signature credit card

Toggle, A Smarter Way

• Unlimited Cash Back1
• No annual fee*
• Low intro APR2
1Cash Back is applied as a statement credit.

A Smarter Way

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We set out to design a different type of card. In doing so, we created the toggle® credit card – the only card you need.

A unique way to earn rewards on each and every purchase. toggle® is the credit card that allows you to earn more without owing more.

toggle® has it all!

The toggle® credit card is the smarter way to gain even more rewards and track spending with flexible, easy-to-use tools that make managing credit and debit even simpler.

Reward your everything.

View toggle® Credit Card Reviews
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Video

Watch how to use one card for everything.
Example for how to use toggle®

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Read Video Transcript for Meet Barry [PDF]

Video

Watch how to make your routine spending more rewarding.
Example for how to use toggle®

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Read Video Transcript for Meet Sally [PDF]

A Smarter Rewards Card

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Smarter Rewards

Earn rewards on everything and never owe on daily purchases if you choose to pay with auto-pay.

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Smarter Tracking

One card connected to your checking account means simpler tracking, managing, and spending.

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Smarter Tools

toggle® tools allow you to create and change settings for what, when and how you pay.

Toggle credit card

Disclosures:

* Click here for Important Terms of the toggle® credit card.[PDF]

  1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values of non-cash redemption items may vary. Offer cannot be combined with other promotional offers. Visit commercebank.com/cashrewardsterms for full rewards program details.

  2. We may end your Introductory APR and apply the Penalty APR if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.

  3. Merchants self-select the category in which they would like their transaction items to be listed. Please note some merchants may be own by other companies, therefore transactions may not be counted in the expected category.

  4. “Purchases” refers to “Net Merchandise Purchases” meaning purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or transactions using Convenience Checks or any associated fees. Other exclusions apply.

To view or print a PDF file, Adobe® Reader® 9.5 or above is recommended. Download the latest version.