Everyday Cash Back1 Credit Card
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New Cardholder Offer
Get a $150 Cash Backfootnote 1 Bonusfootnote 2 when you spend $1,000 on purchases within your first 3 months after account opening.
Unlimited Rewards
Get unlimited 1.5% Cash Backfootnote 1 on every purchasefootnote 3, every day.
Cash Backfootnote 1 applied as a statement credit or electronic deposit.
myRewards Savings Account Bonus
Earn a Bonusfootnote 4 equal to 25% of the Cash Backfootnote 1 amount every time you redeem your toggle® Credit Card Cash Backfootnote 1 as an electronic deposit into your myRewards Savings account.
A Smarter Credit Card
- Connect any checking account.
- Customize your toggle® settings to auto-pay your daily purchases.
- That's it! Watch your unlimited rewards add up and never owe more than you earn.
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toggle® Security Features:
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Watch how to make your routine spending more rewarding.
Example of how to use toggle®Watch how to easily set-up toggle® to auto-pay your daily purchases.
Example of how to use toggle®
Spread the Cost, Not the Worry!
From home renovations to new furniture use your toggle credit card and let FlexPay help you with your large ticket items and pay at your pace.
Cell Phone Protection Visa® Benefit
Have peace of mind with complimentary, built-in Cell Phone Protection – up to $200 per claim.
Disclosures:
- A Cash Back redemption is applied as a statement credit or electronic deposit. The statement credit redemption will reduce your balance, but you are still required to make at least your minimum payment. An electronic deposit redemption will be issued in U.S. currency through an electronic deposit to a checking or savings account of your choice. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary. Visit commercebank.com/cashrewardsterms for full rewards program details.
- To qualify for the $150 Cash Back Bonus, you must use your new credit card account to make any combination of Purchase transactions totaling at least $1,000, excluding any transaction fees, returns and adjustments, and excluding any type of Balance Transfer, Cash Advance, cash Advance Transaction Fee or Cash Advance Interest charges, within the first 3 months from account opening. Cash Back Bonus not valid unless customer spends the minimum amount within the designated time period. After qualifying, please allow 6 to 8 weeks for Cash Back Bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Limit one (1) Cash Back Bonus offer per customer every 3 years.
- “Purchases” refers to “Net Merchandise Purchases” meaning purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted co the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or transactions using Convenience Checks or any associated fees. Other exclusions apply.
- To qualify for the Credit Card Cash Back bonus reward, you must: a) you must hold a Commerce myRewards Savings account; b) hold an active toggle® Credit Card in good standing; and c) redeem your Cash Back rewards from your Commerce Credit Card as an electronic deposit directly into your myRewards Savings account. Commerce Bank will provide a bonus of 25% of the electronic deposit amount made as the Cash Back redemption. The Cash Back bonus reward payout will be credited to the myRewards savings account within 15 days following the month in which the Cash Back redemption is deposited into the account.
- Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity. For specific restrictions, limitations and other details, please consult Commerce Bank.
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