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Get money for school.

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Win $1,000* for college.

Enter for your chance to win one of three $1,000 scholarships* for your spring 2022 education expenses.

Our Student Loan Options

For bachelor’s and associate degrees or a professional certificate from a degree-granting school.

Unique graduate student loans to cater to your field of study — ranging from law school and Master's in Health Professions to Master’s in Business Administration and more. Pay for your tuition and associated expenses as you pursue your master’s or doctoral degree.

For parents or other creditworthy individuals who want to take responsibility for financing their student’s undergraduate, graduate or certificate education at a degree-granting school.

Pay for expenses to level-up your skills with a professional certificate from a degree-granting school.

0.25 percentage point interest rate reduction when you enroll in and make monthly auto debit payments3

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A smarter way to pay off your medical school student loans

The Medical Refinance Loan

A smarter way to pay off your medical student loans.

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Student Loan Advisory Services

Medical school loan repayment is complicated. That’s why our advisors are here to help you navigate the available repayment plans and guide you to the best option for your unique financial situation.

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Student Banking

Specially designed products to help you reach your financial goals. We offer checking, savings, credit cards and more — just for students.


  1. Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note — first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
  2. Loan amount cannot exceed the cost of attendance less financial aid received, as certified by the school. Commerce Bank reserves the right to approve a lower loan amount than the school-certified amount. Miscellaneous personal expenses (such as a laptop) may be included in the cost of attendance for students enrolled at least half-time.
  3. The borrower or cosigner must enroll in auto debit through Commerce Bank’s servicer, Sallie Mae, to receive a 0.25 percentage point interest rate reduction benefit. This benefit applies only during active repayment for as long as the Current Amount Due or Designated Amount is successfully withdrawn from the authorized bank account each month. It be suspended during forbearance or deferment, if available for the loan.

*NO PURCHASE OR ACCOUNT NECESSARY TO ENTER OR WIN AND WILL NOT IMPROVE YOUR CHANCES OF WINNING. Sweepstakes is open to legal residents of the United States who are 18 years old or older at the time of entry and enrolled as a full-time or part-time (at least 6 hours) student or a parent or legal guardian of a student at least 18 years of age who is enrolled as a full-time or part-time (at least 6 hours), at a post-secondary education institution, including, but not limited to, junior colleges and vocational schools, for the semester following the Sweepstakes end date. A person may also enter by mailing in an entry form or postcard with their name, address, age, phone number and email and the name of their post-secondary educational institution to: Commerce Bank/Scholarships, 1045 Executive Parkway Dr., St. Louis, MO 63141. If a person is a parent or guardian entering the Sweepstakes on behalf of their student, they must indicate they are the parent or legal guardian of the eligible student on their entry. Entries must be received by 12/31/21. No post office boxes or APO addresses. Only one entry per envelope. Mail-in entries are limited to one per person. Approximate retail value of the prize is three (3) $1,000 prizes; total Sweepstakes MSRP is $3,000. Each prize will be awarded directly to the winner’s post-secondary education institution on behalf of the winner. For a copy of the Official Rules, visit