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Student in a library

Undergrad or
grad student.
Get money for school.

Our Student Loan Options

For bachelor’s and associate degrees or a professional certificate from a degree-granting school.

Learn more about Undergraduate student loans

Unique graduate student loans to cater to your field of study — ranging from law school and Master's in Health Professions to Master’s in Business Administration and more. Pay for your tuition and associated expenses as you pursue your master’s or doctoral degree.

Learn more about Loans for Graduate Students

Pay for expenses to level-up your skills with a professional certificate from a degree-granting school.

Learn more about Professional Certificates for Student Loans

0.25% point interest rate reduction when you enroll in and make monthly auto debit payments3

More details

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Student Banking

Specially designed products to help you reach your financial goals. We offer checking, savings, credit cards and more — just for students.


  1. Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note — first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
  2. Loan amount cannot exceed the cost of attendance less financial aid received, as certified by the school. Commerce Bank reserves the right to approve a lower loan amount than the school-certified amount. Miscellaneous personal expenses (such as a laptop) may be included in the cost of attendance for students enrolled at least half-time.
  3. The borrower or cosigner must enroll in auto debit through Commerce Bank’s servicer, Sallie Mae, to receive a 0.25% point interest rate reduction benefit. This benefit applies only during active repayment for as long as the Current Amount Due or Designated Amount is successfully withdrawn from the authorized bank account each month. It be suspended during forbearance or deferment.