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Bring your goals to life with a Commerce Bank borrowing solution.

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Do the math

Research your borrowing needs with our useful loan calculators.

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Whether you want to buy a home or refinance your current home, our digital mortgage process will save you time and frustration.

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Home Equity Lending

From "we should fix that" to "we need more space," home equity options make major projects easier.

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Motor Vehicle Loans

Check out the various borrowing solutions that can help you purchase or refinance a motor vehicle.

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Personal Loans

Pay all at once for big expenses, or treat yourself to a few must-have smaller ones.

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ReadyLine of Credit

Get the funds, when you need them, to make a major purchase or to simply improve cash flow.

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Need money for college?

We have choices for everyone.

Let your credit card pay you back for a change.

Borrow what you need with a low introductory rate, and rack up rewards along the way.

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*NO PURCHASE OR ACCOUNT NECESSARY TO ENTER OR WIN AND WILL NOT IMPROVE YOUR CHANCES OF WINNING. Sweepstakes is open to legal residents of the United States who are 18 years old or older at the time of entry and enrolled as a full-time or part-time (at least 6 hours) student or a parent or legal guardian of a student at least 18 years of age who is enrolled as a full-time or part-time (at least 6 hours), at a post-secondary education institution, including, but not limited to, junior colleges and vocational schools, for the semester following the Sweepstakes end date. A person may also enter by mailing in an entry form or postcard with their name, address, age, phone number and email and the name of their post-secondary educational institution to: Commerce Bank/Scholarships, 1045 Executive Parkway Dr., St. Louis, MO 63141. If a person is a parent or guardian entering the Sweepstakes on behalf of their student, they must indicate they are the parent or legal guardian of the eligible student on their entry. Entries must be received by 12/31/21. No post office boxes or APO addresses. Only one entry per envelope. Mail-in entries are limited to one per person. Approximate retail value of the prize is three (3) $1,000 prizes; total Sweepstakes MSRP is $3,000. Each prize will be awarded directly to the winner’s post-secondary education institution on behalf of the winner. For a copy of the Official Rules, visit