Disclosures:

1. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect.
2. Visit commercebank.com/milesterms ^[PDF] for full travel-rewards program details. "Purchases" refers to "Net Merchandise Purchases" meaning purchases of merchandise or services on the Account, less any returned merchandise credits or services credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or transactions using Convenience Checks or any associated fees. Other exclusions apply.
3. We may end your Introductory APR and apply the Penalty APR if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.
4. Customers must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity. For specific restrictions, limitations and other details, please consult Commerce Bank.

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