Travel Rewards
Credit Card
NEW CARDHOLDER OFFER
Enjoy a low intro APR for 12 months on all purchases.
UNLIMITED REWARDS
Let unlimited 2.5X miles take you to your destination faster. Redeem with any airline, hotel, cruise line or car rental — without blackout dates or booking restrictions.
2.5X mile on all
travel purchases & ridesharing1
With 2.5X miles earned on all travel purchases, including your go-to ridesharing apps, watch your miles-earning potential kick into high gear. Whether your bags are packed and ready to be whisked away mid-air to your new favorite destination, you’re loading up the car to hit the pavement for your next roadtrip or heading into nature for some much-needed R&R with a camping (or glamping!) outing, watch your miles take off and then treat yourself to your next vacation.
Pro Tip: The Commerce Miles® travel rewards credit card makes the best travel companion.
1X mile on all other purchases2
You know those unique shops you happen across while traveling? Pop in and earn 1X mile on your purchases! Stack up your travel rewards miles quickly when you use your Commerce Miles® credit card for everything else. Whether an online or in-person transaction, you’ll always earn 1x mile on all other purchases. For next-level souvenir shopping and monthly bill paying, turn to your Commerce Miles® credit card to make every purchase count.
NEW CARDHOLDER OFFER
Enjoy 0% intro APR3 for 12 months from account opening on all purchases with the Commerce Miles® credit card.
Then, 18.99% - 28.99% variable APR. No annual fee
New! myRewards Savings Account Bonusfootnote 4.
Earn a Bonusfootnote 4 equal to 25% of the Cash Backfootnote 5 amount every time you redeem your Commerce Miles® Credit Card Cash Backfootnote 5 as an electronic deposit into your myRewards Savings account.
Travel without the hassle:
Make traveling easier with FlexPay!
Plan your next trip with your Commerce Miles credit card, from flights to hotel reservations, let FlexPay help you pay your trip over time!
Cell Phone Protection Visa® Benefits
Have peace-of-mind with complimentary built-in Cell Phone Protection – up to $200 per claim.
Peace-of-mind traveling with Commerce Miles®
Savvy travelers know pesky fees and restrictions aren't the way to jet, set and go. That's why the Commerce Miles® credit card has no foreign transaction fees or booking restrictions.
Disclosures:
- Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect.
- Visit commercebank.com/milesterms link opens in a new page footnote [PDF] for full travel-rewards program details. "Purchases" refers to "Net Merchandise Purchases" meaning purchases of merchandise or services on the Account, less any returned merchandise credits or services credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or transactions using Convenience Checks or any associated fees. Other exclusions apply.
- We may end your Introductory APR and apply the Penalty APR if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.
- To qualify for the Credit Card Cash Back bonus reward, you must: a) hold a Commerce myRewards Savings account; b) hold an active Commerce Miles® Credit Card in good standing; and c) redeem your Cash Back rewards from your Commerce Credit Card as an electronic deposit directly into your myRewards Savings account. Commerce Bank will provide a bonus of 25% of the electronic deposit amount made as the Cash Back redemption. The Cash Back bonus reward payout will be credited to the myRewards savings account within 15 days following the month in which the Cash Back redemption is deposited into the account.
- A Cash Back redemption is applied as a statement credit or electronic deposit. The statement credit redemption will reduce your balance, but you are still required to make at least your minimum payment. An electronic deposit redemption will be issued in U.S. currency through an electronic deposit to a checking or savings account of your choice. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary. See terms for: Commerce Miles® PDF opens in a new window footnote [PDF] for full details.
- Cardholders must notify Commerce Bank immediately of any unauthorized activity and must use reasonable care in protecting their card. For more details, contact Commerce Bank.
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