Commerce Free Checking Account
The Commerce Free Checking Account is a simple checking account for your everyday banking needs. Connect your account to your favorite digital wallet, sign up for Mobile Banking and get free Commerce ATM transactions.
Open an accountHelp me decide which Checking account is rightWhat you get
Commerce Free Checking is a convenient and free checking account with all the extras to bank when, where and how you want.
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Free Mobile Banking1, so you can bank whenever and wherever you want
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Free email and text Alerts1 to help you manage your account
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Get a $50 Visa® Reward Card for every friend and family member you refer to open and use a new Commerce personal checking account, up to $500.†
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Free Commerce ATM transactions with your Visa® Debit Card
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Learn more about Overdraft Grace Period
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Optional overdraft protection available
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Send and receive money with Popmoney and External Transfers2
- Free Online Banking and Online Bill Pay
Commerce Free Checking Account Details
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Minimum deposit to open:
$25
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Monthly service fee:
$0
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Other fees:
Free Paperless Statement, Paperless Statement with Images and Paper Statement. Paper Statement with images $5 per month3
Not sure if Commerce Free Checking is right for you?
Simplify your decision with an easy side-by-side comparison.
Compare accountsHelp me decide
We’re here to help you make the best choice. Just give us a call.
Find a branch 800-453-2265
Other Checking Accounts
$50 for you and $50 for your friend.
Earn up to $500 in Visa® Reward Cards when you refer friends and family.†
Click to learn more about temporarily locking your misplaced credit card Refer now
Disclosures:
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Message and data usage fees may apply; check with your wireless or VoIP provider for more information.
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Fees may apply, depending on the speed of the transaction.
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Must activate Online Banking and sign up for paperless statements to get free monthly paperless statement. Fee for other statement options waived for the first 60 days after new account opening. This 60-day grace period does not apply to existing or converted accounts.
† Get a $50 Visa® Reward Card for every friend and family member you refer to open and use a new Commerce personal checking account, up to $500. Terms & Conditions apply and are available at www.referlive.com/commercebank.
Deposit Agreement & Disclosures
Copyright © 2023 Commerce Bancshares, Inc. All rights reserved. Commerce Bank, Member FDIC.