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Commerce Free Checking

Commerce Free Checking

Commerce Free Checking is a simple checking account for your everyday banking needs. Connect your account to your favorite digital wallet, sign up for Mobile Banking and get free Commerce ATM transactions.

Open an account

What you get

Commerce Free Checking is a convenient checking account with all the extras to bank when, where and how you want.

  • Free email and text Alerts1 to help you manage your account

  • Free Online Banking and Online Bill Pay

Commerce Free Checking Details

  • Minimum deposit to open:


  • Monthly service fee:


  • Bank without the monthly fee!


  • Other fees:

    Free Paperless Statement and Paper Statement. Paperless Statement with Images $1 per month, Paper Statement with Images $4 per month3

Open a Commerce Free Checking Account

Not sure if Commerce Free Checking is right for you?

Simplify your decision with an easy side-by-side comparison.

Compare Accounts

We’re here to help you make the best choice. Just give us a call.

Find a branch  800-453-2265


$50 for you and $50 for your friend.

Earn up to $500 in Visa® Reward Cards when you refer friends and family.

Click to learn more about temporarily locking your misplaced credit card Refer now


  1. Message and data usage fees may apply; check with your wireless or VoIP provider for more information.

  2. Fees may apply, depending on the speed of the transaction.

  3. Must activate Online Banking and sign up for paperless statements to get free monthly paperless statement. Fee for other statement options waived for the first 60 days after new account opening. This 60-day grace period does not apply to existing or converted accounts.

 Get a $50 Visa Reward Card for every friend and family member you refer to open and use a new Commerce personal checking account, up to $500. Terms & Conditions apply and are available at

Deposit Agreement & Disclosures