Low intro APR for 12 months on purchases and balance transfers.
Earn up to 3% Cash Back1 in top categories everyday, with no opt-in or point caps.
1Applied as a statement credit.
New! Get more out of binge-watching your favorite shows on services like Netflix, Hulu and Disney+, and singing along to the music that gets you into the groove through SiriusXM, Apple Music and the like. NOW SHOWING: Unlimited 3% Cash Back1 when you pay your streaming video, streaming music and cable services with your Special Connections® credit card. Stay tuned and don't touch that dial — these Cash Back1 credit card rewards are worthy of an award. Please reference Rewards Terms and Conditions [PDF] for notable exclusions.
Go farther with more rewards in the fast lane on every trip! Get from point A to point B while earning 3% Cash Back1 on ridesharing services2. Put the pedal to the metal on your favorite ridesharing apps to start accelerating your earning potential.
Go where you want to go and kick your next roadtrip into high gear while earning 2% back in rewards on all purchases at gas stations2. From your daily, on-the-go snack stop to your regular fuel-up, "Are we there yet?" sounds much better when you're earning 2%. Start your engine!
Score big every time you savor your favorite restaurants and fast-food stops with unlimited 2% Cash Back1 rewards every day — including take-out and food delivery services2. Load your Special Connections® credit card into your digital wallet or save your card to your favorite on-the-go foodie apps for even faster service. Rewards have never tasted so good!
Watch your Cash Back1 rewards quickly build up when you use your Special Connections® credit card for everything else. Whether it's an online, in-store/digital-wallet transaction, you'll always earn 1% on all other purchases1. Who knew paying monthly bills and utilities could even be somewhat fun?
Enjoy 0% intro APR4 for 12 months from account opening on all purchases and balance transfers with the Special Connections® credit card. Then, a variable APR of 12.49% - 25.49%. No annual fee.
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Have peace of mind with complimentary, built-in Cell Phone Protection - up to $200 per claim.
The freedom to make both credit and debit purchases at most retailers, plus the ability to access all your Commerce checking accounts at ATMs. All with one credit card.