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special connections visa card

Special Connections

Special Connections® with Rewards

Get the card that rewards you with up to 3% Cash Back1,2 and connects you to more!

  • UNLIMITED Cash Back1 with no point caps & no opt-in 
  • Redeem for Cash Back1, gift cards, travel, merchandise and more. A Cash Back redemption is applied as a statement credit.
  • Low Introductory APR4
  • No Annual Fee
  • Zero Liability5 Protection
Choose between a Visa® or Mastercard® and start earning your rewards:
Apply for a Visa® Apply for a Mastercard®
Special Connections credit card promo


* View Important Terms for Visa full details - Special Connections® Visa®[PDF]
* View Important Terms for Visa full details - Special Connections® Mastercard®[PDF]

  1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary.

  2. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect.  Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers or World Elite MasterCard® points earned for travel and restaurants. See Rewards Terms & Conditions for full program details.

  3. "Purchases" refers to “Net Merchandise Purchases” meaning purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or transactions using Convenience Checks or any associated fees. Other exclusions apply.

  4. We may end your Introductory APR and apply the Penalty APR if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.

  5. Customer must notify Commerce Bank within 60 days of receiving the first statement with unauthorized activity. For specific restrictions, limitations and other details, please consult Commerce Bank.