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Visa Peace of Mind

Shop & travel with confidence.
The convenience you want with the security you expect.

Visa® Peace of Mind

Your Visa® card provides multiple layers of protection to help you shop anywhere, anytime, any place with greater comfort and confidence. These include:

See your respective Guide to Benefits for details.
Visa Traditional Guide to Benefits
Visa Signature Guide to Benefits

You are not held liable for unauthorized transactions that you report to us. You must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity.
We’ve got you covered. Pay your monthly cell phone bill with your Commerce Visa card to receive supplemental coverage – at no additional cost. Get reimbursed, up to $200, for theft or damage of your cell phone that is not covered by other insurance, including your other insurance’s deductible.*
Call on Roadside Dispatch whenever you’re in need of a tow. Roadside Dispatch is a pay-per-use roadside assistance program that provides you with security and convenience wherever your travels take you. No membership or pre-enrollment is required. No annual dues. No limit on usage.

Please refer to your Guide to Benefits for more details.


*Subject to $50 deductible. Maximum of two claims per year.