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Visa® providing multiple layers of protection while you shop.

Shop & travel with confidence


The convenience you want
with the security you expect.

Visa® Peace of Mind

Your Commerce Bank Visa® credit card provides multiple layers of protection to help you shop anywhere, anytime, anyplace with greater comfort and confidence. 

See your respective Guide to Benefits for details.

Visa Cardholder Benefits:*

You are not held liable for unauthorized transactions that you report to us. You must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity.
Pay your monthly cell phone bill with your covered Commerce Visa® card to receive supplemental coverage — at no additional cost. Get reimbursed, up to $200, for theft or damage of your cell phone that is not covered by other insurance, including your other insurance’s deductible.*

Enroll your Commerce Visa® card and get groceries, household essentials and more delivered in as soon as 1 hour. Free delivery on orders of $35+.**

  • Visa® Classic — get 1 month of free Shipt membership, then 3 months of membership at 50% off
  • Visa Signature® — get 3 months of free Shipt membership, then 9 months of membership at 50% off
  • Visa Infinite® — get up to 3 years of free Shipt membership

Visit to determine your eligibility and create a Shipt account.

Discover new music with Sofar Sounds. Access the exclusive ticket presale window 7 days before select Sofar Sounds shows are made to the general public when you use your Commerce Visa® card to access the presale. Visit to confirm eligibility.

Commerce Visa Signature® and Visa Infinite® customers get unlimited access to thousands of classes with 3 months free trial membership and a discounted annual membership.

  • A creative community that provides tips and project feedback
  • Expert teachers who share their experience, wisdom and tools
  • Web, mobile and offline options

To enroll in the benefit, you can visit, input your eligible Visa Signature® consumer card number to confirm your eligibility, and complete the checkout process.

Call on Roadside Dispatch whenever you’re in need of a tow. Roadside Dispatch is a pay-per-use roadside assistance program that provides you with security and convenience wherever your travels take you. No membership or pre-enrollment is required. No annual dues. No limit on usage.

Certain terms, conditions and exclusions apply.
No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock helps provide you with tools so you can act quickly. To confirm eligibility, visit

To view or print a PDF file, Adobe® Reader® 9.5 or above is recommended. Download the latest version.

* Subject to $50 deductible. Maximum of two claims per year. Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for further details.

** Free delivery applies to orders over $35 as part of a Shipt membership. Orders with alcohol may incur a $7 alcohol fee. Additional terms apply. To see a full list of Offer Terms, visit

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