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Visa® providing multiple layers of protection while you shop.

Shop & travel with confidence


The convenience you want
with the security you expect.

Visa® Peace of Mind

Your Commerce Bank Visa® credit card provides multiple layers of protection to help you shop anywhere, anytime, anyplace with greater comfort and confidence. 

See your respective Guide to Benefits for details.

Visa Cardholder Benefits:*

You are not held liable for unauthorized transactions that you report to us. You must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity.
We’ve got you covered. Pay your monthly cell phone bill with your Commerce Visa card to receive supplemental coverage – at no additional cost. Get reimbursed, up to $200, for theft or damage of your cell phone that is not covered by other insurance, including your other insurance’s deductible.*
Call on Roadside Dispatch whenever you’re in need of a tow. Roadside Dispatch is a pay-per-use roadside assistance program that provides you with security and convenience wherever your travels take you. No membership or pre-enrollment is required. No annual dues. No limit on usage.

Please refer to your Guide to Benefits for more details.
No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock helps provide you with tools so you can act quickly. To confirm eligibility, visit


*Subject to $50 deductible. Maximum of two claims per year.