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Bank Credit Cards

Earn up to 3% Cash Back1
1Cash Back is applied as a statement credit.

You deserve a reward.

Apply in minutes and get a quick response.
special connections visa credit card
Get 3% Cash Back1 on coffee,
fast food and ridesharing services2,
2% on gas and at restaurants.2
Toggle Visa Signature Credit Card
toggle – a smarter way to reward your everything. Earn unlimited Cash Back1 with zero point caps.
Kansas City Royals Mastercard Credit Card
Exclusive Royals perks, ticket discounts and a low intro APR4, with game-day experiences and events.
Find and apply for a credit card in minutes at Commerce Bank and get a quick response. You’ll be on your way to earning unlimited Cash Back1 rewards on all your everyday purchases, which you can redeem as a statement credit, travel rewards and more. Compare credit cards at Commerce Bank to find the best credit card for you.
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Bank Credit Cards

Account security, service and protection.

Your Commerce Bank credit card comes with Zero-Liability Protection3, fraud alerts and more peace of mind.

Explore built-in-features

Receive an offer
in the mail?

Respond to an offer

First-Class Perks

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Premium Travel Benefits

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Commerce Website Mobile App

Bank Credit Cards

The Commerce Bank mobile app

Get 24/7 mobile access to your credit card account when you enroll in Online Banking and download the Commerce Bank Mobile Banking app6

Get the mobile app

New to credit or rebuilding credit?

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Activate Online Banking
& go paperless.

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  1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary. Visit for full rewards program details.
  2. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers or World Elite MasterCard® points earned for travel and restaurants.
  3. Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized account activity.
  4. We may end your introductory APR and apply the penalty APR if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.
  5. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
  6. Message and data usage fees apply; check with your wireless or VoIP provider for more information. 

Apple, Apple Pay and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. © 2019 Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Android, Google, Google Pay and the Google Pay logo are trademarks of Google Inc.