Bank Credit Cards
Credit Cards
Apply for a credit card in minutes and get a quick response. Earn unlimited Cash Back1 rewards, applied as a statement credit or electronic deposit, on everyday purchases. Or, redeem for travel rewards and more. Compare credit cards to find the best credit card for you.
Find the credit card that's best for you.
(1469 reviews) opens in a new window
Intro APR Offer:
0% Intro APR4 for the first 12 billing cycles on purchases3. Then, 18.74% - 29.74%.
Rewards5:
(26 reviews) opens in a new window
Early Spend Offer:
Get a $150 Cash Back1 Bonus2 when you spend $1,000 on purchases3 within your first 3 months after account opening.
Rewards5:
- 1.5% Cash Back1 on all purchases3
- No annual fee PDF opens in a new window
(New card!)
Intro APR Offer:
0% Intro APR4 for the first 12 billing cycles on purchases3. Then, 18.74% - 29.74%.
Rewards5:
- 2.5X Miles: Traveling & Ridesharing6
- 1X Miles: on all other purchases3
- No annual fee
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Receive a pre-approved offer in the mail?
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Rebuilding Credit
or New to Credit
Commerce Bank Secured Visa®
Find out more about Commerce Bank Secured Visa
Premium Credit Card
Rewards & Benefits
Special Connections® Premium
Find out more about Commerce Bank Special Connections Premium link opens in a new window
Credit Card Resources
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We may be nearly 160 years old, but we're always working to best support our customers' needs. We're here to help you bank where, when and how you would like — whether that's online, on mobile, over the phone, or in person.
Disclosures:
- A Cash Back redemption is applied as a statement credit or electronic deposit. The statement credit redemption will reduce your balance, but you are still required to make at least your minimum payment. An electronic deposit redemption will be issued in U.S. currency through an electronic deposit to a checking or savings account of your choice. Values for non-cash back redemption items such as merchandise, gift cards and travel may vary. See terms for: Special Connections® PDF opens in a new window, toggle® PDF opens in a new window and Commerce Miles® PDF opens in a new window for full details.
- To qualify for the $150 Cash Back Bonus, you must use your new credit card account to make any combination of Purchase transactions totaling at least $1,000 excluding any transaction fees, returns, and adjustments, and excluding any type of Balance Transfer, Cash Advance, Cash Advance Transaction Fee or Cash Advance Interest charges, within the first 3 months from Account opening. A Cash Back Bonus is not valid unless customer spends the minimum amount within the designated time period. After qualifying, please allow 6 to 8 weeks for Cash Back Bonus points to post to your account. To be eligible for this bonus offer, the Account must be open and not in default at the time of fulfillment. Limit one (1) Cash Back Bonus offer per customer every 3 years.
- "Purchases" refers to "Net Merchandise Purchases" meaning purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or transactions using Convenience Checks or any associated fees. Other exclusions apply.
- We may end your Introductory APR and apply the Penalty APR if you fail to make the required minimum monthly payment within 60 days of the respective payment due date.
- Subject to change. See Rewards program Terms and Conditions PDF opens in a new window for complete details.
- Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points. Offer cannot be combined with other promotional offers.
- Customer must notify Commerce Bank within 60 days of receiving a statement with unauthorized Account activity.
- Subject to change. See Guide to Benefits PDF opens in a new window for complete details.
