New to banking or need a restart? Our solutions can help.
mySpending Card® – a reloadable prepaid card that helps you stick to a budget. No monthly fee; $5.95 one-time purchase fee.
Online Banking & Mobile Banking – deposit checks, manage cards, transfer money, pay bills and more – 24/7
Alerts – Stay informed with Alerts available by text, push notification or email.
Popmoney – Send and receive money with just an email address.1
Branch services – wire transfers, check cashing, currency exchange and more.
myRewards Savings – Get paid to save! Make monthly savings deposits for 11 months in a row, and Commerce will reward you by making your 12th month’s deposit up to $50 per account, up to a maximum of $100 per household for all eligible accounts.2
Neighborhood Connection Home Loan3 – Borrowers in low- and moderate-income census tracts can borrow up to 100% loan-to-value (LTV)4 to purchase or refinance the existing balance on their mortgage, depending on credit score.5 Eligible borrowers receive $2500 grant toward closing costs6.
Neighborhood Connection Budget Booster Loan3 - Offers borrowers in low- and moderate-income census tracts up to 105% LTV4 financing for consolidating debt, home improvements and repairs, depending on credit score.7
Neighborhood Connection Home Loan and Budget Booster Loan offer flexible credit guidelines:
Other affordable housing financing options include Zero down payment, FHA Fixed Rate Loan, VA Fixed Rate Loan, USDA Rural Housing Loan and Fannie Mae HomeReady. Ask your Commerce Bank Mortgage Banker for information about these programs.
Down payment assistance may be available to eligible borrowers through Federal Home Loan Bank (FHLB) HomeStart, Neighborhood Connection Grant or Missouri Housing Development Commission (MHDC) for Missouri properties, or Oklahoma Housing Finance Agency (OHFA) Gold for Oklahoma properties
Learn more about Commerce Mortgage solutions
Helps you establish, strengthen or rebuild credit.