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Patient Financing

Welcome to CommerceHealthcare® link opens in a new window. We collaborate with your healthcare provider to deliver convenient and affordable patient financing solutions. By choosing Health Services Financing (HSF®), our patient financing program, you may consolidate certain medical expenses into one monthly payment.

Access Your Account & Make a Payment

View your account balance, make a payment, view statements, or set-up and manage automatic monthly payments online.

Make a Payment link opens in a new window

For questions regarding your account or to pay by phone, call 855-893-1292.


Frequently Asked Questions

Have questions? We have answers. Check out our FAQ section for additional information.

Patient Financing FAQs

How to Make a Payment


Online

Make a Payment link opens in a new window

Available 24/7/365 – Pay using your checking or savings account, or eligible* debit card (including HSA/FSA debit cards).


Automatic Monthly Payment

Automatic payments can be established using your checking or savings account or eligible* debit card (including HSA/FSA debit cards).

Automatic monthly payments will debit the payment from your designated account each month and apply the payment directly to your line of credit on the payment due date.

*"eligible" debit cards are linked to one of the following Networks: Star, Accel, Pulse, or NYCE.


By Phone

Automated Phone System

855-893-1292

Available 24/7/365 – choose option to make a payment using any checking or savings account to your Commerce line of credit. (No fee for this service.)

Payment credited on the date received.

Customer Care Center (Speak with a Customer Care Associate)

855-893-1292

Hours of Operation: (Times given in Central Time)

  • Monday – Friday, 8:00 am – 8:00 pm
  • Saturday and nontraditional holidays, 8:00 am – 4:00 pm
  • Closed Sunday and Federal Holidays

In Person

Make a payment at a Commerce ATM (Commerce Bank checking or savings account required)

Visit a branch


By Mail

Commerce Bank
P.O. Box 801042
Kansas City, MO 64180-1042

Payments must be accompanied by the payment form or account number, and in the form of a check or money order in U.S. Dollars drawn on a U.S. financial institution.

Payments received at 5 p.m. CT or after will be credited to your account no later than the next Business Day.

Questions?

We can help you find answers to questions regarding an established HSF® account.

Call 855-893-1292

Disclosures:

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