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Line of Credit

Exclusive. Effortless. Elevated.

Imagine a borrowing solution designed for those who expect more.

The CommercePremier Line of Credit is exclusively available for Premier Members1, and can be used to purchase larger items, manage cash flow, consolidate debt or cover unexpected costs.

Contact your Premier Banker or call the Premier Member Support Team at 800-322-1554 and open your CommercePremier Line of Credit today!

CommercePremier Line of Credit is designed for you.

Exclusively available for CommercePremier Members.

Lines up to $100,000

Lines are available with limits ranging from $25,000 to $100,000. No minimum spending required.

No collateral required

CommercePremier Line of Credit is an unsecured line, meaning there’s no collateral requirement to secure a line.

Low APR2

Rates range from 11.49% to 13.49%2, with pricing determined by creditworthiness.

A borrowing solution that’s ready when you need it.

An easy application, fast approval process, flexible access and low annual fee2 — all designed for those who expect more.

Flexible access

Funds are available for immediate use upon approval (with a banker-assisted draw.)

Easy ways to use

Spend funds from your line with checks, Online Banking fund transfer or withdraw at your branch location.

A low annual fee2

Pay a low Annual Fee2 of $65 and reuse your line as you pay down your balance.

Use your CommercePremier Line of Credit for:

  • Cash flow management

  • Luxury items or large purchases

  • Travel and vacation

  • Weddings

  • Medical costs

Applying for your line is easy.

  • Contact your Premier Banker through the Commerce Bank CONNECT® App3 or by phone.

  • You’ll get the personalized service you expect from your Premier Banker and dedicated Premier Member Support Team

  • Enjoy all the other features and benefits the CommercePremier program has to offer


  1. CommercePremier is an exclusive, preferred banking program for individuals with more than $100,000 in combined checking, savings, money market, CD and brokerage* (Commerce Financial Advisors) balances with a Commerce Bank checking account.
  2. View Important Terms for the CommercePremier Line of Credit
    CommercePremier Line of Credit is available only to CommercePremier Members. Subject to credit approval.
  3. Message and data usage fees may apply; check with your wireless or VoIP provider for more information.

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*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Commerce Bank and Commerce Financial Advisors are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Commerce Financial Advisors, and may also be employees of Commerce Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Commerce Bank or Commerce Financial Advisors. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value

Commerce Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit