Employee Stock Ownership Plan (ESOP) Loans

Years of careful planning and effort go into making a company a success. Sustaining that success requires hard work, determination and balancing risk.

Still, the moment will come when you must decide who the next owners of the business will be.

An ESOP loan from Commerce Bank makes it possible to finance the sale of your company to your employees, creating liquidity for you and providing an ownership interest for your employees.


ESOP financing offers several significant advantages, including:


  • Establishment of a succession plan
  • Potential tax benefits
  • Diversification of net worth
  • Increased liquidity
  • Employee compensation

ESOPs also have other advantages. Numerous studies have shown that employee-owned firms often grow faster and have greater profitability than comparable non-employee owned firms.

Questions? We’re up for the challenge.

Contact us