Common Financing Needs

Equipment Financing

You’re busy managing your business, so we’ll get right to the point. The right equipment can mean the difference between having an edge and being left behind. At Commerce, we offer a full range of equipment financing solutions for commercial businesses of all sizes and across numerous industries.

Our program offers:

  • Flexible financing terms for equipment lease or purchase
  • Customized solutions for your needs
  • Broad industry knowledge to help you with your decisions
  • Payment options that fit within your budget

Learn more about equipment financing

Acquisition Financing

Whether your goal is to accelerate growth, benefit from economies of scale or take your company in new directions, acquisitions can be a great way to grow your business.

But there is a lot that goes into securing acquisition financing — the history of the business, the new owner’s plans for the business and the borrower’s financial history. For these reasons, working with an experienced lender is a must.

At Commerce Bank, we offer a full range of acquisition financing options, including both short- and long-term financing, to deliver the capital you need to complete the acquisition. We offer the terms you need to meet your cash flow, tax and other requirements.

Business acquisition experience counts.

Commerce’s broad range of knowledge and experience means we’re there to help guide you through the process. Our goal is the same as yours — to help find the solution that makes the most sense for your business.

Franchise Financing

Competitive rates and personalized service makes Commerce Bank a great choice for franchise financing. Commerce will work with you to achieve your franchise goals. Whether you already have multiple locations, or you’re a prospective franchisee, you can count on Commerce to be your financial resource for improvements, equipment upgrades or acquisitions.

A Commerce branch is always close to your location, with multiple locations in the major metropolitan areas as well as in smaller towns within your region. You’ll enjoy a one-on-one relationship with your banker, and benefit from our experience working with your business.

How we can help.

  • Loans for acquisitions, remodels and relocations
  • Financing for improvements like equipment, furniture and fixtures
  • Working capital lines of credit
  • Leasehold improvements, and eligible building and sitework costs
  • Refinancing existing debt
  • Competitive rates on loans with flexible structures

Not-for-Profit Organizations

Gain peace-of-mind by placing your not-for-profit agency’s banking and financial needs in the hands of Commerce Bank and The Commerce Trust Company, a division of Commerce Bank. A not-for-profit’s finances can be complex, as you are challenged to pursue and fund your mission while keeping a positive cash flow. By choosing Commerce as your financial partner, you will work with experienced professionals who specialize in not-for-profit finances.

Banking solutions

Our relationship managers will help you meet your financial needs with deposit accounts, treasury services, and customized financing solutions including tax-exempt bond financing options.

Asset management

Access the deep resources within Commerce for asset management solutions that make your money work harder. The Commerce Trust Company has provided customized asset management and comprehensive trust and retirement plan services to a wide variety of not-for-profit  organizations since 1906.

Aircraft Financing

Commerce Bank offers aircraft financing and loans on new and used airplanes and helicopters. Our team of Aircraft Specialists is experienced in the financial issues you face in purchasing or leasing a commercial aircraft. We help corporations and individuals with aircraft ownership structures, Commerce aircraft loans, aircraft leases, tax issue documentation and related complex issues. Your capital should not be tied up in an aircraft — it’s an asset that can be best financed or leased through Commerce.

Financing services for aircraft

Every aircraft buyer—and each aircraft—has unique financial challenges to navigate. We don’t believe in one-size-fits-all, off-the-shelf aircraft financing. Commerce Bank provides customized aircraft lease or loan solutions, so you can be sure your financing is best for your situation.

  • Small, medium and large cabin aircraft
  • Jet, turboprop and piston aircraft
  • Helicopters — VIP, EMS and transport

Questions? We’re up for the challenge.

Contact us