Skip To Main Content
Business meeting with financial papers on the table

Our Solutions | Remote Deposit Capture (RDC)

Make deposits when and where it’s convenient for you.

As a small business owner, every minute counts. Our Remote Deposit Capture (RDC) and Mobile Deposit solutions can help you reclaim lost time and travel expenses incurred when making check deposits.

  • Make deposits from your home or office
  • Quicker access to your funds, compared to a traditional deposit
  • Find deposit records via a searchable electronic archive of your check images1

Mobile Deposit Capture

  • Ideal for Commerce Bank business customers who make infrequent and smaller check deposits (less than $7,500)

  • Make deposits by simply taking a picture of your check(s) with your mobile device

  • No fee — download the Commerce Bank Mobile App2 on your Apple® or Android® device

Remote Deposit Capture

  • Better for businesses that make more than 20 deposits per month or larger check deposits (in excess of $7,500)

  • Easily access your check images and deposit data in our searchable database1

  • Make batch check deposits to save time

  • Flat monthly subscription fee3 means no surprise charges

  • Receive your first desktop check scanner at no charge.4

    Apply now


Trends & Insights

Fine-tuning the cash conversion cycle to optimize working capital

Closer attention to the cash conversion cycle will help companies get through these unprecedented times.

Read more…

Rethinking integrated receivables: Four strategies for building healthier cashflow.

To achieve optimal accounts receivable performance, your company may benefit from taking a fresh look at your order-to-cash cycles.

Read more…

Customer insights from Precision

When Precision Inc., decided to diversify their company, Commerce Bank was right by their side.

Read more…

Have a question?

Need more information regarding our services? We are ready to answer your questions.

Let's talk

Stay up to date.

Sign up to receive email updates from Commerce Bank.

Sign up

Disclosures:

  1. Check images and deposit data deposited via Small Business Remote Deposit are stored for 18 months.
  2. There is no fee to use Mobile Banking. Message and data usage fees may apply; check with your wireless or VoIP provide for more information. Sole proprietors may also view his/her Commerce Bank personal account activity and balances and may transfer funds between the sole proprietor’s Commerce Bank business account and his/her personal deposit accounts.
  3. The monthly fee for Remote Deposit $30 per business. There is a $15 discount rate available for Small Business Options account holders.
  4. The standard scanner model with the service is the RDM EC9611. Bank-issued scanners must be returned at termination of service. Additional scanner models are available for a fee.

To view or print a PDF file, Adobe® Reader® 9.5 or above is recommended. Download the latest version.