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Compare Small Business
Checking Accounts

Let’s match a checking solution to the unique needs and growth stage of your business.

Connect with us link goes to the contact us form

Compare Small Business
Checking Accounts

Let’s match a checking solution to the unique needs and growth stage of your business.

Connect with us link goes to the contact us form

What’s right for your small business?

Whether you're just starting out or running an established operation, we offer checking solutions designed to support your business goals – and your company’s banking habits.

Related Products


Small Business Options Checking

A premium solution for established businesses seeking comprehensive banking benefits and services.

  • 25 monthly fee waived when requirements metfootnote 4
  • Up to 300 free transactions per monthfootnote 2
  • Designed for established small businesses with moderate to high transaction volume and borrowing needs

myBusiness Checking

A straightforward checking solution that’s perfect for companies with basic banking needs.

  • No minimum balance required and the $5 monthly fee is waived when requirements are metfootnote 1
  • Free unlimited Commerce ATM transactions
  • Up to 25 free transactions per monthfootnote 2

myBusiness Select Checking

Ideal for growing businesses with moderate transaction needs and expanding banking relationships.

  • $9 monthly fee waived when requirements metfootnote 3
  • Free unlimited Commerce ATM transactions
  • Up to 150 free transactions per monthfootnote 2

Connect With Us

When you fill out this form, one of our team members will be in contact soon.

If you would like to speak with a Commerce Bank small business team member directly, please call 1-800-986-2265 or visit our Contact Us library of solution and service team phone numbers.

Our team is dedicated to helping our customers get the solutions they need. No matter what you ask of your financial partner, we’re up to the challenge.

Insights & Stories


October 17, 2025

4 strategies to protect your business from falling victim to fraudulent activities.

Accounts payable and receivable departments are one of the most vulnerable areas of fraud for any business.

October 16, 2025

7 Tips to Prepare for Your Business' Busy Season

Whether it's fall, winter, summer or spring get your business ready for your peak season ahead with these 7 tips.

September 26, 2025

Small businesses should look for these qualities in a bank.

A strong banking relationship can do more than provide a safe place for funds. Here are key areas small businesses should evaluate when choosing a bank.

Disclosures:

  1. $100 minimum to open. The monthly service charge of $5.00 is waived if you maintain a Commerce Bank personal checking account. : Commerce Free Checking, CommerceBasic Checking, CommerceInterest Checking, CommerceRelationship Checking, Benefits Banking Select, Premium or Private Options.

  2. Transaction types include paper and domestic ACH and other electronic debits, credits and deposited items, Online Bill Pay-generated checks, Real-time Payments (RTP®) and Zelle® transactions. Additional transactions are $0.50 each. The Business Visa® Debit Card is free, and the purchase transactions made with the card do not count toward the account’s transaction limits. Transactions sent or received using CashFlow Complete are also excluded from the account’s transaction limits.

  3. $100 minimum to open. The monthly service charge of $9.00 is waived if the customer maintains a $2,500 minimum daily balance (daily balance means the ending ledger balance in the account each day. Customer must maintain the minimum daily balance every day of the monthly cycle.) OR maintain daily total deposit balances (can include business and personal checking, savings and money market balances) of $5,000. Total deposit balance may include business and personal checking, savings, money market, CDs, and consumer IRA balances. Qualifying balances determined by using the final daily balance on the Checking account statement date each month. Total loan balance may include outstanding balances in business loans, personal installment loans, home equity loans and home equity credit lines.

  4. $25 minimum to open. The monthly service charge of $25.00 is waived if the customer maintains total deposit balances of $25,000 (can include business and personal checking, savings and money market balances) OR maintains total loan balances of $25,000 (can include total loan balance may include outstanding balances in business loans, personal installment loans, home equity loans and home equity credit lines) OR maintains daily total combined deposit and loan balances of $40,000. Total deposit balance may include business and personal checking, savings, money market, CDs, and consumer IRA balances. Qualifying balances determined by using the final daily balance on the Checking account statement date each month. Total loan balance may include outstanding balances in business loans, personal installment loans, home equity loans and home equity credit lines.

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