Online Payment Solution
Streamline bills, invoices,
and payments while dramatically cutting your administrative time.
Connect with us link goes to the contact us form
Online Payment Solution
Streamline bills, invoices,
and payments while dramatically cutting your administrative time.
Connect with us link goes to the contact us form
CashFlow Complete allows you to take control of your cash flow.
Does your small business have a bookkeeping bottleneck? Our digital payments solution, CashFlow Complete, helps you pay bills faster, get paid sooner, and keep your books current. Managing your incoming and outgoing payments in one place gives you better control of your cash flow.

Seamlessly Simple
Master the goal of accurate, current books. Direct accounting software integration reduces manual entry, eliminates duplicate records, and maintains a clear picture of your business finances.

Faster Payment Collection
Get paid faster with digital invoicing, automatic reminders and accepting electronic payments through your payment portal.

Simplified Bill Payment
Cut your payment processing time with electronic payments, automated workflows, and easy approval routing. Save valuable time and reduce paper waste.
Frequently Asked Questions
Which CashFlow Complete package is right for my business?
We offer two flexible packages:
- Premium ($37.50/monthfootnote 1): Full-featured solution ideal for businesses who need streamlined electronic bill payment with accounting software integration, digital approval workflows, advanced invoicing and more control over payment collection.
- Basic ($3/month): Essential features for single-user businesses seeking simple electronic payment tools.
Certain transaction fees also apply.
How does accounting software integration work?
What types of payments can I process and are there any transaction fees?
Can I add more users to my account?
What security features are included?
Ready to streamline your accounting?
Less time managing your payments gives you more freedom to focus on growing your small business in ways only you can. Let’s find the right CashFlow Complete package for you.
When you fill out this form, one of our team members will be in contact soon.
If you would like to speak with a Commerce Bank small business team member directly, please call 1-800-986-2265 or visit our Contact Us link opens our contact us page library of solution and service team phone numbers.
Our team is dedicated to helping our customers get the solutions they need. No matter what you ask of your financial partner, we’re up to the challenge.
Related Products
Wire Transfers
Send and receive payments with same-day domestic and international wire transfers.
Remote Deposit
Make batch check deposits and easily access your check images and deposit data in our searchable database.footnote 4
Insights & Stories
Disclosures:
- The monthly plan fee will include two users, the Online Banking Administrator and one Collaborator user, if established. Any additional Collaborator user will be just $10 monthly, per user.
- You will not be subject to a transaction fee for any transactions paid by virtual card to a virtual card enabled vendor.
- U.S. checking or savings account required to use Zelle®. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience.
- Check images and deposit data deposited via Small Business Remote Deposit are stored for 18 months.
Copyright © 2025 Commerce Bancshares, Inc. All rights reserved. Commerce Bank, Member FDIC.
To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.
