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Traditional Equipment Loans

Power your business growth with flexible financing for essential equipment.

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Traditional Equipment Loans

Power your business growth with flexible financing for essential equipment.

Connect with us link goes to out contact form

Equip your business for success.

Time to upgrade existing machinery? Or perhaps you're ready to invest in new technology? Our traditional equipment loans provide the financial backing you need, with up to 100% loan-to-value on both new and used equipment.

Tailored Financing Solutions

Our equipment term loans are designed to match the unique needs of your business and protect your cash flow. Benefit from a predictable payments schedule and keep your working capital on hand for other opportunities.

Competitive Rates

They say it takes money to make money, but for some business owners, a loan can feel like a step backward. Our competitive interest rates make financing equipment affordable, helping you stay on top of critical improvements while managing costs. 

Reliable Advisors

Work with our experienced small business financing specialists to find the right equipment loan solution for your company's goals and budget.

Frequently Asked Questions

Equipment loans provide funds to purchase specific business equipment. You'll make regular payments over a set term, and once the loan is paid off, the equipment belongs to your business, fee and clear.
Loan terms can vary based on the type of equipment and its expected useful life. Generally, terms range from 2 to 7 years, but can be longer for certain types of equipment.
As with any loan, approval depends on factors like your credit score, business history, and financials. At Commerce Bank, we work closely with businesses to find financing solutions that make sense for you.
Often, equipment loan interest and depreciation can be tax-deductible. As with any tax questions we recommend consulting with your tax advisor for specific guidance on your situation.

Connect With Us

Our team of small business financing professionals is ready to discuss your equipment loan options. You can stop dreaming about helpful tools and start using them in no time. Let’s find the ideal solution for you.

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