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Dental Practice Banking

Industry Solutions

Dental Practice Banking

Solutions to keep you smiling.

Like most dental practices, you probably experience peaks and valleys in payments. After all, your office is built on credit. You provide services now with the expectation that you’ll get paid later. We want to help reduce that lag time so you can maintain a positive cash flow position even in the most challenging times.

But our solutions do more than just improve cash flow. They reduce the demands on administrators, streamline your payments & billing and most importantly, help free up time so your office can do what it does best – provide excellent patient care.

Trends & Insights

February 17, 2021

4 reasons why Clover is the point-of-sale solution your practice needs.

Don’t let an outdated point-of-sale system slow down your practice. Here are 4 reasons why Clover is a favorite among dentists.

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December 3, 2020

What every dentist needs to know about financing

Considering buying a dental practice? Take these 5 things into consideration when evaluating the dental practice you want to buy.

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November 18, 2020

Dr. Pascoe: Banking on a successful move.

Dr. Gary Pascoe of Denver discusses working with Commerce Bank for his dental practice's financial needs for new equipment, merchant processing and more.

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Dental Trends: An Industry Outlook

Dental Trends: An Industry Outlook

The dental industry was already somewhat equipped for the measures brought on by the COVID-19 pandemic; however, people are still cautious about visiting healthcare providers. How can you make patients feel comfortable in your chair once again?

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Loan Options

Secure financing and upgrade your existing equipment or office.

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Practice Acquisition Loans

We offer conventional financing up to 100% of the acquisition cost, a working capital line of credit for up to 10% of the acquisition cost and an interest-only payment option for the first six months.

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Equipment Loans

Our Fast Track Dental Loan Program gives you faster, easier pre-approval status on loans. Apply and lock in financing for new equipment now and then purchase equipment at your convenience. Our competitive fixed rates are based on the prevailing rates at loan closing, and established practices can secure up to $150,000.

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Streamline Loans

Designed for term loans and lines of credit up to $200,000, our 1-page application is designed for a quick turnaround with minimal documentation.

When it’s time to grow or move your practice, our real estate banking professionals can help you navigate the complexities of acquisition and financing.

Discover more about small business real estate

Prioritize your patients’ experience by offering flexibility and increased safety to how they pay you, whether through credit, debit, online or phone payments while maintaining your PCI compliance.

Discover more about payment acceptance

Refinancing your dental student loans could save you thousands over the life of your loan and alleviate financial strain – especially if you are focused on building or growing your dental practice.

Discover more about medical refinancing loans

Business Account Management

Access your business accounts quickly and conveniently.

Digital Banking

Small Business Digital Banking

Convenience. Speed. Organization. Mobile and online banking is like having a branch at your fingertips – and it’s always open.

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Small Business Checking

Get account access whether you’re in your practice, at home or out in the community.

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Small Business Rewards Card

Pay your bills while earning points toward airline miles and gift cards.

Client Stories

November 19, 2020

Dr. Schlaikjer: The Roots of a Strong Banking Relationship

Dr. Justin Schlaikjer, a St. Louis periodontist, discusses his relationship with Commerce Bank and how Commerce helped him purchase his dental practice.

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November 13, 2020

Scheer Dentistry: A Crowning Success

Dr. Brick Sheer, a Wichita Dentist, discusses his experience banking with Commerce Bank since 2009 for his dental practice refinancing and loan needs.

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November 16, 2020

Accent Dental: Great Word of Mouth

Drs. Michael Todd and Kristiane Naegler share why they chose Commerce Bank to help them purchase their dental practice in St. Louis.

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Need more information regarding our services? We are ready to answer your questions.

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