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    Trade Credit Insurance

    Minimize global risk, maximize global potential.

    Connect with us

    Trade Credit Insurance

    Minimize global risk, maximize global potential.

    Connect with us

    Competing on terms with sellers from other markets? Credit insurance could level the playing field for you. Trade credit insurance can safeguard your receivables and empower your expansion, giving you additional ways to win sales.

    The right insurance solution can help protect you against default risks from your buyers, allowing you to focus on new rewarding opportunities. Credit insurance may not work for every situation, but it’s a great tool to have in your toolkit.

    EXIM Bank Short & Medium-Term Insurance

    Commerce Bank can help introduce you to the Export-Import Bank of the United States (EXIM) bank policies and programs that can help mitigate the risks of selling on terms. With the government standing behind you, you can enter new markets with confidence.

    Private Sector Trade Credit Insurance

    Protect the lifeblood of your business: your accounts receivables. Private sector insurance not only shields you from nonpayment headaches but also boosts your borrowing power, making insured AR an eligible portion of your collateral with your banker. 

    Customized Risk Management

    Our experienced team can introduce you to the insurers and the broker community who help you navigate the trade credit insurance solutions you’re considering.

    Frequently Asked Questions

    Brokers work with you on custom-fit insurance solutions and provide ongoing support and guidance to help you maximize the value of your insurance policy program. Credit insurance can be a game changer when you face foreign competition offering extended payment terms, so it’s a great tool to have in your toolkit.
    EXIM’s insurance programs can be very advantageous for newer export companies to test the waters using credit insurance. The barrier to entry is very low. EXIM Bank medium-term insurance and guarantees are for capital goods manufacturers who need to offer more than one-year terms to buyers of their equipment. EXIM can support those sales, and Commerce can finance your buyer’s purchase so you can move on to the next sales opportunity.
    Like many opportunities, leveraging new markets introduces you to new risks. Trade credit insurance protects your receivables from nonpayment, and it can also increase your borrowing power. 
    You may need extra capital to take on larger orders to offer competitive payment terms or to fuel current growth in other areas. With more borrowing power, you're ready to shake hands on those big opportunities when — and where — you find them.
    EXIM Bank is the official export credit agency of the United States, created to support U.S. exports and credit more U.S. jobs. Private sector insurers are both U.S.-based and foreign for-profit insurance companies who can offer more flexibility for a wider range of scenarios. We will help you weigh your options and can introduce you to those who can help.
    It's an investment that often pays for itself. By protecting against losses and potentially increasing your borrowing capacity, many businesses find it very cost-effective. We’re here to help you find a solution that fits your budget and needs. Trade credit insurance can be a useful tool in some markets and in certain situations, so it’s good to have some knowledge about it.

    Connect With Us

    Expanding your business globally is a big move. We’re ready to help you reach farther with confidence. Trade credit insurance can be a powerful tool for mitigating risk and leveraging additional capital. Let’s broaden your goals together.

    When you fill out this form, one of our team members will be in contact soon.

    If you would like to speak with a Commerce Bank small business team member directly, please call 1-866-365-9346 or visit our Contact us library of solution and service team phone numbers.

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