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Equipment Lease Options

Upgrade your capabilities while managing your capital.

Let’s explore options link goes to the contact us form

Equipment Lease Options

Upgrade your capabilities while managing your capital.

Let’s explore options link goes to the contact us form

Maximize your potential right away, with the right equipment.

Every business has its own equipment demands. CBI Equipment Finance, Inc., a member of the Equipment Leasing and Finance Association, provides a wide range of attractively priced equipment financing solutions. Our leasing options provide the flexibility to access essential equipment while keeping your capital intact for other business opportunities.

Customized Solutions

Our team of leasing advisors has the experience to create a tailored solution, giving thoughtful consideration to your business goals and cash flow requirements.

Finance Lease

Take advantage of tax benefits with our finance lease option. As the business owner, you can claim depreciation and interest deductions on your taxes, potentially lowering your overall costs.footnote 1

Operating Lease

Looking for even lower monthly payments? With an operating lease, Commerce Bank retains the tax benefits of equipment ownership, which allows us to reduce your rental costs compared to a finance lease.footnote 1

Frequently Asked Questions

Equipment leasing is a financing option that allows your business to use equipment for a set period in exchange for regular payments, without the need for a large upfront purchase. Just as with a personal car, in some circumstances leasing simply makes more sense. 
You probably know the answer to this one – it depends. And our team is here to help you weigh all the factors, including your cash flow, tax situation, and long-term equipment needs.footnote 1
They can be, yes! Deducting lease payments as business expenses may help lighten your tax burden. Of course, the specific tax implications vary based on the type of lease (operating vs. finance) and your business structure. Your tax advisor can help you assess your situation.footnote 1
You select the equipment you need, and we purchase it on your behalf. You then make regular lease payments for the agreed-upon term, after which you may have options to purchase, return, or continue leasing the equipment.
Equipment leasing is often easier to secure than traditional loans. At Commerce Bank, we find helpful leasing solutions for small businesses every day. 

Connect With Us

Our leasing specialists work with small business owners across all categories, and one thing is always clear – lacking a crucial piece of equipment can really hold you back. We’re passionate about paving the way for your growth with smart solutions.

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Traditional Equipment Loans

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Disclosures:

Commerce Bank does not provide tax advice or legal advice to customers. Consult a tax specialist regarding tax implications related to any product and specific financial situations.

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