Payroll Goes Paperless

Seamless Solutions

Commerce DirectCheck Card allows you to cut unnecessary payroll costs, expand Direct Deposit participation and reduce fraud risk. You can:

  • Reduce payroll expenses
  • Increase direct deposit participation
  • Eliminate out-of-cycle checks due to loss or theft
  • Reduce risk of check fraud
  • Simplify your reconciliation process

Convenient Access

No checking account? No problem. Employees can get
direct deposit without having a checking account. With
the DirectCheck Card, your employees are eligible to:

  • Get immediate access to funds on payday
  • Pay no check-cashing fees
  • Make purchases anywhere Visa debit cards are accepted
  • Shop or pay bills online, by phone or by mail
  • Sign up for online account information and text alerts 1
  • Avoid liability for unauthorized transactions if the card is lost or stolen 2

Calculate Your Savings

Use our payroll calculator to see how much Commerce DirectCheck Card
can save your business each year.

Estimated Costs without DirectCheck Card
Number of Paper Checks Produced Annually {{quantity*payPeriod.val | number:0}}
Percent of Paper Checks Lost or Stolen3 2%
Average Cost Per Paper Check ${{costPer.replace('$','')}}
Average Cost to Reissue Paper Check4 $25.00
Total Annual Costs for Paper Check {{costWithout | currency}}
Estimated Costs with DirectCheck Card Paper Checks DirectCheck Card
Estimated Enrollment Percentage
{{100-percent.replace('%','')}}%
{{percent.replace('%','')}}%
Number of Checks/Cards Issued Annually
{{(quantity*payPeriod.val)*((100-percent.replace('%',''))*0.01) | number:0}}
{{quantity*(percent.replace('%','')*0.01) | number:0}}
Percentage of Checks/Cards Lost or Stolen3
2%
0%
Average Cost per Check/Direct Deposit to Card
${{costPer.replace('$','')}}
$0.15
Cost to Issue Payroll Card (one-time fee)
$2.95
Average Cost to Reissue Check/Card4
$25.00
$0.00
One-Time Implementation Fee
$0.00
$0.00
Program Costs for Checks/Cards in Year One
{{costWithChecks | currency}}
{{costWithCards | currency}}
Estimated Total Costs in Year One {{costWithChecks + costWithCards | currency}}
Estimated Savings with DirectCheck Card in Year One: {{costWithout-(costWithChecks + costWithCards) | currency}}

The DirectCheck Card is a Visa Prepaid Card

The Visa® Prepaid Card is a reloadable Visa card. No credit check or prior bank
account is typically needed. It's a safer alternative to cash and allows you
to track spending. Learn more about the Visa Prepaid Card.

Use It Everyday - Load, Spend, Reload

Get your paycheck automatically loaded on your card each payday
with direct deposit. Pay your bills online or over the phone, shop
online and more. Use it anywhere Visa debit is accepted.
Learn more about everyday use.

Learn more about the Commerce DirectCheck Card.

Want to learn more?

Please fill out the form below and a
Commerce DirectCheck specialist will contact you.

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You can also call 866-946-3017 for more information on the DirectCheck Card.

Thank You

Thank you for your interest in the Commerce DirectCheck Card. Your request has been submitted, and you will be contacted within 2-3 business days.

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Already a Commerce DirectCheck Card customer?

Please fill out the form below to request more materials for promoting the DirectCheck Card to your employees.

Please send more:

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Thank You

Thank you for your interest in the Commerce DirectCheck Card. Your request has been submitted, and you will be contacted within 2-3 business days.

Please Fix Errors

Please fix the highlighted fields.