Investment services include:

• Bank-qualified municipal underwritings
• Cash management solutions
• Fixed income securities
• Municipal portfolio credit monitoring assistance
• Peer group reporting
• Pre-purchase security analysis tools
• Portfolio services: Safekeeping, pledging, accounting and analytics reporting^{footnote 3}
• Online access to account status and activity

For more information, contact:
Ryan Box: 800-548-2663 (KC),
Mark Chellis: 800-392-2252 (STL), or
email: CapitalMarketsGroup.^{footnote 4}

We are committed to providing a comprehensive array of industry-leading Asset Liability Management (ALM) services. Analysis derived from our ALM simulation model serves to enhance management’s ability to effectively manage current balance sheet strategies, not just meet regulatory compliance. Our team combines their industry experience with the robust capabilities of the ZM Desk software platform to provide services that support our clients’ ability to manage their institution most effectively.

• ALCO Consulting
• Backtesting
• Balance sheet strategies
• Interest rate risk reporting
• Model assumption sensitivity/stress testing
• Regulatory exam preparation
• Static and dynamic liquidity reporting

For more information, contact:
Dennis Zimmermann: 816-760-3573,
Matthew Maggi: 816-760-8279, or
email: CMGALM.^{footnote 4}

We believe in traditional Correspondent Banking based on cultivating long-term relationships through mutual respect and support. We provide a comprehensive suite of innovative products and services with the purpose of helping you operate more efficiently, remain competitive in the marketplace, and increase profitability. Maximize your community bank’s earnings by working with Commerce Bank to invest your excess funds overnight in our “As Principal” Fed Funds pool or EBA. Earn a competitive interest rate, with interest, posted to your account daily.

• Deposit services
• Employee benefit plans
• Excess balance accounts
• Holding company financing
• International services
• Lending
• Letters of Credit
• Merchant credit/debit cards
• Overnight Fed funds
• Wire transfers/ACH

Contact the Correspondent Banking group at 816-234-2488 or
email: CorrespondentBanking.^{footnote 4}

Contact the Fed Funds/EBA team at 816-234-2059 or
email: FedFundsDesk.^{footnote 4}