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Traditional Equipment Loans

Power your operations with flexible financing for essential commercial equipment.

Explore options link goes to the key features

Traditional Equipment Loans

Power your operations with flexible financing for essential commercial equipment.

Explore options link goes to the key features

Equip your business for what’s next.

Our equipment term loans provide up to 100% loan-to-value financing on both new and used equipment. Access upgrades and new technology without draining your working capital.

Flexible Financing Solutions

Our equipment term loans are designed to match your cash flow needs, offering predictable payments and terms that make sense for your corporate goals.

Competitive Rates

Access competitive interest rates that make commercial equipment financing affordable. We’ll help you stay ahead of the competition while managing costs effectively.

Experienced Advisors

Connect with commercial lending specialists who know equipment financing inside and out. Our team is dedicated to structuring the right solution to keep your company moving forward.

Frequently Asked Questions

With an equipment loan, you own the equipment outright once it’s paid off — unlike leasing where you’re essentially renting. You build equity in the asset and can often claim depreciation benefits at tax time.footnote 1
We structure loan terms to match the equipment’s expected useful life, typically 2 to 7 years. This helps ensure the equipment remains productive throughout the loan period. Plus, ownership means you can upgrade or modify the equipment as your needs change.
Not necessarily. We offer up to 100% loan-to-value financing, meaning you can finance the full purchase price. This preserves your working capital for other business needs while still acquiring essential equipment.
Commercial equipment loan rates are often lower than other corporate financing because the equipment serves as collateral. Even in today’s rate environment, this built-in security helps us provide competitive terms for your equipment needs.

Connect With Us

Our equipment financing team is ready to discuss your needs and find the ideal solution for your company. Let’s get you the equipment that drives your success.

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Disclosures:

  1. Commerce Bank does not provide tax advice or legal advice to customers. Consult a tax specialist regarding tax implications related to any product and specific financial situations.

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