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Purchasing Card Program

Simplify business spending while maintaining greater visibility and control.

Learn more link goes to the product features

Purchasing Card Program

Simplify business spending while maintaining greater visibility and control.

Learn more link goes to the product features

Spend less time managing expenses and more time running your business.

From office supplies to travel to everyday business purchases, the CommercePayments® Purchasing Card Program helps streamline the way your business pays for what it needs. Replace manual processes with a centralized card, reduce time spent tracking expenses and reconciling purchases, and gain clearer insight into spending across your organization.

Simplify Everyday Purchases

Replace checks, petty cash and out-of-pocket reimbursements with a commercial purchasing card that can reduce administrative tasks, improve consistency and make purchasing simpler for your team.

Increase Spending Control

Customize spending limits, purchasing restrictions and card access by team member, department or business function. This helps align purchasing card usage with your company’s internal policies and spending guidelines.

Improve Visibility

Transaction data flows into your expense management system, helping to simplify tracking, coding and reporting. With standard, customized and on-demand reporting options, you can gain greater visibility into spending, budgets and cash flow.

Reduce Fraud Risk

Fraud monitoring tools link opens to the Card Security page and fraud text alerts help identify unusual activity, while customized controls support proactive spending oversight. Additional protections and card benefits can provide added confidence when managing business purchases and travel expenses.

Frequently Asked Questions

Yes. You can set spending limits, manage purchasing restrictions and customize card access by team member, department or business function.
Yes. Transaction data can integrate with expense management systems to support reconciliation, reporting and expense tracking. Your card can also be issued on the Visa® or Mastercard® network, allowing you to select the option that best aligns with your organization’s preferences and operating needs.
Commerce Bank uses fraud monitoring tools and fraud text alerts that help identify suspicious activity. Additional card protections link opens to the Card Security page and travel-related benefits may also be available, depending on your program.
In addition to helping streamline purchasing and manage spending, your organization may benefit from revenue sharing on qualifying transactions. You’ll also have support from a dedicated Commerce Bank team that provides implementation guidance, ongoing service, fraud management resources and established relationships with Visa® and Mastercard®, helping you get more value from your commercial purchasing card program throughout its life cycle.

Connect With Us

Whether you’re replacing manual processes or looking for a better way to manage business spending, we're here to help you explore solutions that fit your organization.

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Virtual Credit Card

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Disclosures:

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