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mySpending Card® Application Checklist

What you need to know to apply online:

  • A Commerce Bank debit card is required and you must have a Social Security Number to apply online.
  • If you purchase a Card for a non-Commerce customer, he/she will need to visit a Commerce Bank branch and provide 2 forms of ID, one of which must be a driver’s license, state-issued ID with photo, passport or military ID.
  • Secondary Cardholder may be added after the Primary Cardholder has received and activated their card. Primary Cardholder should log in to online account access and choose “Additional Cards”. To add a Secondary Cardholder at the time of Primary Cardholder purchase, please visit any Commerce Bank branch.
  • Secondary Cardholder must be at least 13 years old
  • If Secondary Cardholder does not have a Commerce checking or savings account, he/she will need to come in to the branch with the following forms of identification
    • If 18 or older, two forms of ID in the following fashion:
      • 2 Primary IDs
      • 1 Primary and 1 Secondary ID
    • Under 18, one form from either the Primary or Secondary list.