Auto Loans

Auto Loans

Car & Motorcycle Loans

Driving the new car, truck or motorcycle of your dreams is possible.   

  • Flexible repayment terms (up to 72 months) and low monthly payments

  • Minimum Loan amount is $7,000

  • Easy application by phone, online or in person

  • Fast approval - loan proceeds available by check, often the same day

Plus, choose from additional discount options:

  • Rate discount of 0.25% just for having your payment automatically deducted from your Commerce checking or savings account.1
  • Rate discount of 0.25% if refinancing a loan from another lender.1

Auto Loan Rates

Classic Car Loans

Found the Classic Car of your dreams? Finance it at the same great rate as a used car.

  • Terms up to 72 months

  • Get Pre-Approved and shop with confidence!

  • Easy application by phone, online or in person

  • Flexible repayment terms and low monthly payments

  • Fast approval – loan proceeds available by check, often the same day

  • Minimum Loan amount is $7,000

Student Auto Loans

If you’re a student currently enrolled in undergraduate, graduate or technical school, use your smarts and take advantage of our special student auto loans with a 0.50% discount off our already low rates1:

  • Valid on auto loans of $7,000 or more

  • No origination or transaction fees

  • Term can be extended up to an additional six months for lower payments2

Apply Online > Using offer code WSAL

Motorcycle Loan Rates

Disclosures:

1 Rate discount cannot be combined with any other offer, and is not available on dealer loans or refinances of Commerce Bank loans. Rate discounts cannot be combined with any other offer. Mortgages and dealer loans are not eligible to receive these rate discounts. Refinancing discount is limited to one discount per new installment loan, and does not apply to Commerce credit card or loan account payoffs.

2 Extending your loan term will increase the amount of your total finance charges.

*Rates are subject to change. These rates are available only for new and used car, truck and motorcycle loans. Your APR will be determined based on creditworthiness, length and amount of loan, and age of collateral. For auto loans, new rates apply to vehicle model years 2017 or 2016 (with 5,000 or fewer miles); Used rates apply to vehicle model years 2016 (if mileage is over 5,000) to model year 2011. Higher rates may apply to older collateral. Must be 18 years or older to apply.

Subject to credit approval.