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Commerce Bank Auto Loan

Auto & Motorcycle Loans

Car & Motorcycle Loans

Driving the car, truck or motorcycle of your dreams is possible.   

  • Take advantage of flexible terms — choose the term you’re most comfortable with

  • Easy application by phone, online or in person

  • Fast approval - loan proceeds available by check, often the same day

  • Call us today and ask about our new competitive rates on vehicles 7 years old and older.

  • Minimum Loan amount is $7,000

Plus, choose from additional discount options:

  • Rate discount of 0.25% just for having your payment automatically deducted from your Commerce checking or savings account.1
  • Rate discount of 0.25% when $5,000 or more of the loan is refinanced from another lender.1

Auto Loan Rates

Classic Car Loans

Found the Classic Car of your dreams? Finance it at the same great rate as a used car.

  • Easy application by phone, online or in person

  • Fast approval – loan proceeds available by check, often the same day

  • Get Pre-Approved and shop with confidence!

  • Flexible repayment terms and low monthly payments

  • Minimum Loan amount is $7,000

Student Auto Loans

If you’re a student currently enrolled in undergraduate, graduate or technical school, use your smarts and take advantage of our special student auto loans with a 0.50% discount off our already low rates1:

  • Valid on auto loans of $7,000 or more

  • No origination or transaction fees

  • Term can be extended up to an additional six months for lower payments2

Apply for a student auto loan Using offer code WSAL

Motorcycle Loan Rates


  1. Rate discount cannot be combined with any other offer and is not available on dealer loans or refinances of Commerce Bank loans. Rate discounts cannot be combined with any other offer. Mortgages and dealer loans are not eligible to receive these rate discounts. Refinancing discount is limited to one discount per new installment loan and does not apply to Commerce credit card or loan account payoffs. In order to qualify for refinancing discount, must refinance $5,000 or more of debt from another lender.

  2. Extending your loan term will increase the amount of your total finance charges.

    *Rates are subject to change. These rates are available only for new and used car, truck and motorcycle loans. Your APR will be determined based on creditworthiness, length and amount of loan, and age of collateral. For auto loans, new rates apply to the current vehicle model year or newer; used rates apply to the previous 6 model years. Higher rates may apply to collateral 7 or more years old. Must be 18 years or older to apply.

    Subject to credit approval.