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Boat Loans | RV Loans

Boat & RV Loans

Looking to add some fun to your life? Consider financing your boat, RV, Jet Ski or other recreational vehicle with our competitive rates and quick approval process. Plus, funds are usually available within one day, with flexible repayment terms.

Plus, choose from additional discount options:

  • Rate discount of 0.25% just for having your payment automatically deducted from your Commerce checking or savings account.1

  • Rate discount of 0.25% when $5,000 or more of the loan is refinanced from another lender.1

Boat Loan Rates

Recreational Vehicle Loan Rates


1 Rates are subject to change. Rate discounts cannot be combined with any other offer. Mortgages and dealer loans are not eligible to receive these rate discounts. Refinancing discount is limited to one discount per new installment loan and does not apply to Commerce credit card or loan account payoffs. In order to qualify for refinancing discount, must refinance $5,000 or more of debt from another lender.

*These rates are available only for RV and Boat loans, including various types of watercraft and associated motors, trailers, etc. Your APR will be determined based on creditworthiness and length and amount of loan. Loans are subject to credit approval. Must be 18 years or older to apply.